Benefits and Billing

Billing:

If you have insurance, we will bill your insurance for you.  We also accept cash payments, and offer discounts for those paying cash/out of pocket, students, and those experiencing financial hardship. 

The fees for appointments vary with the complexity of the problems and treatment plans we discuss. Please ask our front desk staff any questions you may have.

A free 15 minute meet and greet is available if you would like; please contact the front desk to schedule.

Insurance-  Dr. Skinner is currently contracted with:

• Aetna

• Aetna Medicare Advantage

• Cigna

• First Choice Health (FCHN)

• Moda

• OHP/Oregon Medicaid

• Oregon Medicaid

• Pacific Source, including Medicaid Replacement

• Providence, including Medicare Advantage and OHP

Insurance- Contracts in Process- Coming in 2025: 

• Healthnet of Oregon

• Kaiser 

• Regence Blue Cross

• UHC/Optum

• Yamhill CCO

How to Check Insurance Benefits: Questions to Ask Your Insurance

Each insurance contract is different, and the only way to know your specific coverage is through a phone call to your insurance.   This form is meant to empower you with the right questions.  This form and the call is OPTIONAL!

Call the number on the back of your insurance card, and follow directions to “check benefits.”

Keep the card handy so you can read the numbers to the agent.

1. Do I have Naturopathic coverage? _____________________________________________________

2. When did this coverage begin? ________________________________________________________

3. When does this coverage end? ________________________________________________________

4. Do I need a referral from my primary care practitioner to have my alternative services covered? 

Yes: ________ No: _________

5. Is Dr. Skinner an In-Network or a Preferred Provider with this insurance?

____ Yes: for an in-network doctor, what is the % coverage? _______; skip to #7.

____ No: go to question #6.

6. Is Dr. Skinner an Out of Network Provider?

_____ Yes: for an out-of-network doctor, what is the % coverage? ______

7. What are my benefits for the following services?

Naturopathic Services: 

Is there a percentage covered? % covered: _________

Is there a copay? Copay: _________

What is the yearly maximum? Max: ___________

8. What is my deductible for the year? ________

Has my deductible been met? _________

9. Is Naturopathic medicine subject to the deductible? __________

10. Are my lab services covered if my Naturopathic physician orders them? _____________

11. Ask for the Agent’s Name:__________________________________

Date: ______________