📄 Decode the Letter 

What Does This Letter Mean? 

Receiving an official letter can be confusing or stressful — especially when the language feels formal, urgent, or unclear.

Decode the Letter helps explain what common letters, notices, and official documents usually mean, why they’re sent, and what typically happens next — using calm, plain-language explanations.

This site does not provide advice or instructions.
It exists to reduce confusion and help you understand what you’re looking a

📨 Who Sends These Letters? 

Letters explained on this site commonly come from:

• Courts and legal offices
  
  

• Government and tax agencies
  
  

• Employers and workplaces
  
  

• Utility companies
  
  

• Insurance providers
  
  

• Debt collectors and financial institutions
  
  

Each section below groups letters by type so you can find the one closest to yours.

🧭 Choose a Letter Type 

Court Letters Explained
Summons, notices to appear, judgments, and court documents
Debt & Collection Letters Explained
Payment demands, final notices, and collection letters

Government & Tax Letters Explained
IRS, state, benefits, and compliance notices

Utility & Shutoff Notices Explained
Electric, gas, water, and service disconnect warnings

Employer & Workplace Notices Explained
Termination, discipline, and workplace letters

Child Support and Garnishments 

Tax Refund and Paycheck 

Insurance Denials

🧠 What This Site Focuses On 

• Explaining confusing language
  
  

• Clarifying what matters most
  
  

• Separating fear from facts
  
  

• Helping you understand common timelines
  
  

No pressure. No judgment. Just clarity.

ℹ️ Important Note 

This site provides general information only and is not a substitute for legal, financial, or professional advice. Always rely on official sources for confirmation. 

✅ What’s next 

1️⃣ Court Summons Letter — What It Means

2️⃣ Wage Garnishment Notice

3️⃣ Final Notice Letter

4️⃣ Debt Collection Letter 

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