Overwhelmed by  debt? Millions face the same problem?and help is just one phone call away. Call **Doug Dern**, a trusted bankruptcy lawyer in Michigan, today at **248 882 0838** and take the first step toward a debt-free life. Visit: https://sites.google.com/view/chapter7exemptionshamburx4fje/home 

## Why Choose Doug Dern

When it comes to navigating bankruptcy, not all attorneys offer the same level of service. Here?s why Attorney Doug Dern stands out:

• More than 18 years of experience

• - Personal access to Doug ? no call centers

• - Affordable pricing with no surprises

• - Thousands of successful Chapter 7 and Chapter 13 filings

• - Fast file processing with evening and weekend appointments

• - Convenient Hartland office serving Southeast Michigan

Call **248 882 0838** now for a zero obligation consultation and speak directly with Doug Dern.

Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

## The Basics of Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to eliminate unsecured debt. It allows for a fresh financial start by discharging debt like:

• Charge accounts

• - Hospital expenses

• - Personal loans

• - Utility bills

• - Certain tax obligations

Most clients do not lose assets by using Michigan?s favorable exemptions and reaffirmation agreements.

Visit: https://chapter7lawyermichigan.com/chapter-7-bankruptcy 

Doug Dern will guide you step by step the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in under half a year.

Phone us at **248 882 0838** to find out if you should consider Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Save Your Home

Chapter 13 is a powerful option for people with steady income who need to reorganize debt. This plan lasts 36 to 60 months and allows you to:

• Stop bank seizure

• - Avoid car repossession

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Visit: https://chapter7lawyermichigan.com/chapter-13-bankruptcy 

Doug Dern will structure a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.