Struggling with debt? Millions face the same problem?and relief is just one phone call away. Contact **Doug Dern**, a trusted bankruptcy lawyer in Michigan, today at **248 882 0838** and start your journey toward financial freedom. Visit: https://sites.google.com/view/chapter7exemptionshamburx4fje/home 

## Benefits of Choosing Doug Dern

When it comes to navigating financial law, not all attorneys offer the same level of service. Here?s why The Law Office of Doug Dern stands out:

• More than 18 years of legal practice

• - One-on-one access to Doug ? no assistants

• - Flat-fee pricing tailored to your budget

• - Thousands of approved Chapter 7 and Chapter 13 filings

• - Fast file processing with flexible appointments

• - Convenient Hartland office serving Southeast Michigan

Reach us at **248 882 0838** now for a no-cost consultation and speak one-on-one with Doug Dern.

Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

## What is Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to eliminate unsecured debt. It allows for a clean slate by discharging debt like:

• Retail cards

• - Unpaid healthcare costs

• - Unsecured installment loans

• - Overdue energy bills

• - Certain tax obligations

Most clients keep their homes and vehicles by using Michigan?s protective exemptions and reaffirmation agreements.

Visit: https://chapter7lawyermichigan.com/chapter-7-bankruptcy 

Doug Dern will personally handle the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in under half a year.

Dial **248 882 0838** to find out if you qualify for Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Restructure Your Debt

Chapter 13 is a flexible option for people with a job who need to catch up on debt. This plan lasts 36 to 60 months and allows you to:

• Stop bank seizure

• - Avoid vehicle loss

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Visit: https://chapter7lawyermichigan.com/chapter-13-bankruptcy 

Doug Dern will customize a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.