Stay tuned for updated information as legislation passes!
Koj muaj peev xwm mus saib tau hauv IRS lub vas sab ntawm no: www.irs.gov/coronavirus.
Washington Post tsim tau lub ntaus leb no rau koj siv seb koj yuav tau pes tsawg los yuav tsis tau, ntawm no: washingtonpost.com/graphics/business/coronavirus-stimulus-check-calculator/.
Nom tswv txoj cai CARES Act pub $1200 rau cov neeg ua se uas nws tau nyiaj (adjusted gross income) txij li $75,000 rov los yog nws ua se ib leeg. Hos yog ob niam txiv ua se ua ke tau nyiaj txij li $150,000 rov los yuav tau txais tag nrho qhov nyiaj pub. Thiab txoj cai kuj yuav pub $500 rau koj txhua tus me nyuam muaj 17 xyoo rov los.
Peb paub tias cov nyiaj no nom tswv twb pib xa tuaj rau pej xeem lawm. Tia sis peb nkag siab hais tias cov tos tsoom fwv xa tshev tuaj yuav tau txais nyiaj tom qab cov neeg siv direct deposit.
Yog koj tau nyiaj laus Social Security, tau cov nyiaj xiam oob khab Social Security Disability Insurance (SSDI), los tau cov nyiaj xiam oob khab Supplemental Security Income (SSI), thiab railroad retirees uas yeej ib txwm tsis ua se los koj yeej yuav tau txais cov nyiaj pub $1200 no thiab – koj tsis tas yuav uas dab tsis ntxiv.
Thiab txoj cai yuav pub $500 rau koj txhua tus me nyuam uas muaj 17 xyoo rov los. Tiam sis koj yuav tsum tau ua daim ntawv nyob hauv IRS lub vas sab ntawm no: freefilefillableforms.com/#/fd/EconomicImpactPayment.
Yuav tsum ua daim ntawv no sai li sai tau, xa mus rau IRS ua ntej lawv xa koj cov nyiaj tuaj vim lawv tsis paub koj muaj pes tsawg tus me nyuam. Yog lawv xub xa koj cov nyiaj tuaj lawm, IRS yuav tsis ntxiv nyiaj tuaj rau koj cov me nyuam lawm.
Yog koj xav tau nyiaj sai, tsis xav tos nom tswv xa daim tshev tuaj, koj muaj peev xwm siv lub vas sab ntawm no qhia koj tus account rau IRS lawv thiaj tso tau koj cov nyiaj ncaj qha rau koj tus account: freefilefillableforms.com/#/fd/EconomicImpactPayment. Yog koj ua daim ntawv no mus tom qab lawv luam koj daim tshev lawm koj yuav tau tos daim tshev xwb.
LUS CEEB TOOM: Muaj cov neeg phem coob heev li. Yog muaj neeg hu tuaj nug txog koj tus account, txhob qhia koj tus account rau lawv hauv xov tooj
Nyob California
Lub 3 hlis ntuj tim 25 los no, 200 lub tuam txhab thiab lwm lub chaw cia nyiaj, tseg kiag Bank of America, tau cog lus tias lawv yuav zam txim rau cov neeg nyob California uas tau raug kev txom nyem los ntawm tus kab mob COVID-19, cia lawv tsis them nqi tsev 90 hnub.
Hu koj lub tuam txhab los credit union qhia lawv tias: “Kuv tau kev txom nyem los ntawm kev nkaum hauv tsev vim tus kab mob COVID-19. Kuv xav paub seb yuav ua li cas thiaj yuav tsis tau them nqi tsev 90 hnub.”
Lus Askiv yog: “I have been impacted by COVID-19 shelter in place. I would like to know how to get a 90-day waiver for my mortgage.”
Nco ntsoov: txawm koj tsis them nqi tsev ziag no los lawv yeej yuav ntxiv cov paj koj them lwm hnub, vim tuam txhab yeej nyiaj hnub nce tus paj rau.
Bank of America tsis kam cog lus nrog lwm lub tuam txhab, koj yuav tsum hu lawv, lawv mam txiav txim siab seb yuav pab tau koj li cas.
Kev Ntiab Neeg Tawm Tsev - evictions (we will post as we get information)
Nyob Alameda County, lub tsev hais plaub siab thiab cov kws ceev xwm uas ua cov ntaub ntawv ntiab neeg tawm tsev, yuav ncua tos txog luj 4 hlis ntuj tib 8.
Nyob Minnesota - kev pab them nqi tsev hau Minnesota tsis tau txhais rau lub hmoob
Note: Koj muaj peev xwm thov ob yam Economic Injury Disaster Loan (EIDL) thiab Paycheck Protection Program (PPP) yog tias koj siv cov nyiaj no mus rau yam txawv.
Economic Injury Disaster Loan (EIDL) - Qhib txais ntawv ziag no - APPLICATIONS OPEN NOW
Cov nyiaj qiv 7(b) loan yuav muaj li ntawm $2 million dollars coj los siv rau dab tsi los tau xws li nuj nqis, nqi xauj tsev, nqi dej nqi taws, nyiaj hli, thiab nqi yuav tsev (except for refinancing.)
Cov nyiaj no yuav tau them rov qab - tus paj yog 3.75% rau cov lag luam me; tus paj yog 2.75% rau cov koom haum dawb rau zej zog. Cov lag luam me uas muaj nyiaj lwm qhov chaw yuav txais tsis tau cov nyiaj no. Yog koj twb qiv nyiaj ntawm lwm lub tuam txhab lawm koj yuav txais tsis tau cov nyiaj no. Tiam sis yuav tau nug koj lub tuam txhab seb koj puas tseem txais tau cov nyiaj no.
Yuav tsum tau pib them rov qab 11 lub hlis tom qab tau nyiaj lawm, thiab yuav siv sij hawm ntev txog li 30 xyoo los them los tau. Nom tswv txoj cai yuav kom SBA yuav tsum muab cov nyiaj rau cov neeg tsis dhau li 3 hnub tom qab paub tseeb tias lawv tsim nyog tau txais cov nyiaj pab no.
Application Details
Xa koj daim ntawv mus rau SBA, lawv yuav yog cov uas txiav txim seb koj yuav tau pes tsawg nyiaj raws li qhov koj ua se xyoo tas los (2018 los 2019). Daim ntawv yuav tsum muaj qhov qhia tau tias lub lag luam nws poob nyiaj vim yog los ntawm tus kab mob COVID-19.
Advanced Grant Funds
Hauv daim ntawv, koj yuav muaj peev xwm thov cov nyiaj xwm txheej kub pab (grant) no txog li $10,000. Qhov nyiaj grant no yuav yog ib feem ntawm cov nyiaj koj txais, tiam sis koj yuav tsis tau them rov qab yog tias koj siv mus them koj lub lag luam nqi tsev nyob, nqi dej nqi taws, thiab nyiaj hli.
Tej zaum koj yuav tsim nyog txais cov nyiaj no, tiam sis ho yuav tsis tsim nyog tau cov nyiaj pab, los yog, koj ho yuav tau cov nyiaj txais thiab cov nyiaj pab tib si. Yuav tau nug koj lub tuam txhab seb koj puas txais tau cov nyiaj tug.
Daim ntawv txais nyiaj Application: https://covid19relief.sba.gov/#/ and homepage here;
Tus qauv sau daim ntawv Sample application here.
Qhia ntau ntxiv: https://www.uschamber.com/co/start/strategy/applying-for-sba-disaster-relief-loan
Qhia ntau ntxiv: Info: SBA EIDL Fact Sheet
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Paycheck Protection Program (PPP) - Qhib txais pib lub hlis tim 3 rau cov lag luam me, lub 4 hlis tim 10 rau cov independent contractors
Yuav tsum thov cov nyiaj no kom sai vim tias lawv yuav muab cov nyiaj qiv no tawm raws li tias tus twg xub xa ntawv mus ces tus ntawd xub tau.
Cov nyiaj qiv 7(a) loan yuav yog 2.5 zaug ntawm cov nyiaj koj them neeg ua hauj hauv txhua hli, raws li xyoo 2019 (tsis pub tshaj $10 million). Cov nyiaj no siv tau los them neeg ua hauj lwm, them nqi tsev, thiab nqi dej nqi taws.
Yog koj siv li 75% feem pua ntawm cov nyiaj no los them neeg ua hauj lwm ua ntej 8 lub lim tiam, ces cov nyiaj koj txais no koj yuav tsis tau them rov qab. Yog tsis li ntawd, ces koj yuav tau them cov nyiaj txais rov qab, tus paj yuav nyob ntawm 1.0%.
Yuav tau them rov qab pib 6 lub hlis tom qab txais tau cov nyiaj no thiab koj yuav tsum tau them rov qab tsis pub dhau 2 lub xyoo.
Application Details
Koj muaj peev xwm xa koj cov ntawv txais nyiaj PPP rau ib lub tuam txhab uas SBA tau tso cai rau lawv los txais nyiaj, los yog cov tuam txhab federally insured depository institution. Koj tsis tas yuav qhia seb lub lag luam puas poob nyiaj tiam sis yuav tsum muaj ntawv qhia tias koj them nyiaj hli rau neeg. Muaj daim qauv ntawv no nyob hauv SBA site, tiam sis daim ntawv uas yuav siv tiag mam muaj rau lub 4 hlis tim 3. Siv daim qauv no los npaj sau koj cov nab npawb xwb. Yuav tsum tau koj cov ntawv uas koj them neeg ua hauj lwm.
SBA PPP homepage (Saib ntawm no pib lub 4 hlis tim 3): https://www.sba.gov/funding-programs/loans/paycheck-protection-program-ppp
Daim qauv ntawv nyob nov thiab nov: https://www.sba.gov/sites/default/files/2020-04/PPP%20Borrower%20Application%20Form.pdf. Sample application here.
U.S. Treasury PPP Fact Sheet: https://home.treasury.gov/system/files/136/PPP--Fact-Sheet.pdf
Cov xov xwm tseem ceeb nyob nov: https://www.washingtonpost.com/business/2020/03/30/heres-how-get-small-business-loan-under-349-billion-coronavirus-aid-bill/
Yog koj lub lag luam nyob nrog Wells Fargo, lawv lub chaw rau PPP twb muaj lawm, tiam sis daim ntawv txais nyiaj tseem yuav tiav sai no: https://update.wf.com/coronavirus/smallbusinessrelief/
Lus Askiv txhais ua lus Hmoob/Glossary of terms
nyiaj hli - payroll
nqi yuav tsev - mortgage
lag luam me - small business
koom haum dawb rau zej zog - nonprofit organization
English/Lus Askiv
Note: You can apply for both Economic Injury Disaster Loan (EIDL) and Paycheck Protection Program (PPP) only if you use the funds from each loan for separate things.
Economic Injury Disaster Loan (EIDL) - Applications open now
This 7(b) loan is for up to $2 million dollars to be used on anything like debt, rent, mortgage, utilities, payroll (except for refinancing.) There is no forgiveness - the interest rate is 3.75% for small businesses, and 2.75% for non-profits. Small businesses with credit elsewhere may not be eligible because having credit elsewhere suggests you do not have a hardship. Check with your lender. Payments to this loan start at 11 months after the loan is approved, with long-term payments available for up to 30 years. The legislation passed requires SBA to disburse funds within 3 days of verifying the business’s eligibility.
You submit an application to the SBA, who will decide your loan amount based off of last year’s tax returns. The business must demonstrate that it is losing income due to COVID-19. On the application, you can check off the box to be considered for a $10,000 emergency cash advance grant. This grant will be part of your loan amount, but will be completely forgiven if you use it towards rent, utilities, and payroll.
You may qualify for the loan, but not qualify for the advance grant. Or, you may qualify for both the loan and the advance grant. Ask your lender.
Info: https://www.uschamber.com/co/start/strategy/applying-for-sba-disaster-relief-loan
Info: SBA EIDL Fact Sheet
Application: https://covid19relief.sba.gov/#/ and homepage here; Sample application here.
Paycheck Protection Program (PPP) - Applications open April 3 for small businesses, April 10 for independent contractors
This 7(a) loan is for 2.5 times your monthly average payroll costs based on 2019 (up to $10 million). This can be used on payroll, rent, and utilities. If you use at least 75% of the total loan amount on payroll within 8 weeks, then your total loan will be forgivable. If not, then you will repay your loan at 1% interest rate. Loan repayments begin 6 months after the loan is approved and must be repaid within 2 years.
You can submit the PPP application to an approved SBA lender, or federally insured depository institution. You don’t have to demonstrate loss of income - just proof that you maintain payroll. A sample application is up on the SBA site, but the real form will be available on April 3. Use this sample to prepare your numbers. Documentation of payroll will be required.
SBA PPP homepage (check here April 3): https://www.sba.gov/funding-programs/loans/paycheck-protection-program-ppp
Sample application here.
U.S. Treasury PPP Fact Sheet: https://home.treasury.gov/system/files/136/PPP--Fact-Sheet.pdf
Useful news article: https://www.washingtonpost.com/business/2020/03/30/heres-how-get-small-business-loan-under-349-billion-coronavirus-aid-bill/
If your business is with Wells Fargo, their portal for PPP is up, but the application will be open when ready: https://update.wf.com/coronavirus/smallbusinessrelief/
Mloog thiab saib ntxiv ntawm no:
COVID-19
Hu rau UI Customer Service yog tias koj qhov hauj lwm raug cuam tshuam los ntawm tus mob COVID-19. Peb muaj tus txhais lus rau koj. Peb xav pab koj.
Hu rau peb yog koj muaj lus nug losog xav tau kev pab. Cov neeg sawvcev yuav pab rau koj txhua hnub ntawm Monday mus txog rau Friday, 8:00 a.m. txog 4:30 p.m.
651-296-3644 Nyob hauv nroog ntxaib
877-898-9090 Nyob tawm hauv nroog ntxaib
866-814-1252 Tsis hnov lus losyog tsis hnov lus zoo - TTY
Yog koj xav tau ibtug neeg txhaislus, qhia rau tus sawvcev txog koj hom lus uas koj hais thiab mam li nrhiav ibtug neeg txhaislus pab rau koj. Koj yuav tau tos ob-peb feeb thaum tseem nrhiav tus neeg txhaislus.
Koj puas xav kom muab qhov vas sab no los yog tsab ntawv thov Nyiaj Poob Hauj Lwm txhais ua Lus Hmoob? Sim siv cov kev pab dawb no saum huab cua.
Kev txuas mus siv Google Translate: Google muaj txoj kev txhais lus rau qhov chaw koj mus txheeb nrhiav saum huab cua. Txoj kev no yuav cia li txhais cov lus ntawm qhov vas sab. Kom rub thiab siv tau txoj kev no, koj yuav tau siv qhov chaw txheeb nrhiav saum huab cua Google Chrome (rub siv dawb). Mus rau qhov txuas siv
Google Translate txoj kev txhais lus saum huab cua: Koj puav leej luam thiab theej tau lo lus ntawm Tsab Ntawv Thov Nyiaj Poob Hauj Lwm (Unemployment Insurance Application) mus rau Google Translate qhov vas sab: https://translate.google.com/
Yandex Translate: Koj puav leej luam thiab theej tau lo lus ntawm Tsab Ntawv Thov Nyiaj Poob Hauj Lwm (Unemployment Insurance Application) mus rau Yandex txoj kev txhais lus. https://translate.yandex.com/
Kom paub ntau dua ntxiv tias yuav txuas tham nrog tau rau ibtug neeg sawvcev, saib mus rau ntawm Tau Cov Lus Teb rau Koj Cov Lus Nug Txog Nyiaj Poob Hauj Lwm.
Nyeem thiab saib ntxiv ntawm no: https://www.uimn.org/applicants/language/hmong.jsp
Saib daim yeebyajkiab tham txog pob nyiaj pab thaum poob haujlwm
Nyeem ntxiv txog kab mob COVID-19 ntawm no thiab no. Mloog thiab saib ntxiv hauv qab.
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Basic Information on COVID-19 can be found here. Resources for communicating public health concerns have been compiled here by Hmong Innovating Politics.
Kab mob COVID-19 yog dab tsi?
Yuas tiv thaiv kom txhob kis kab mob COVID-19 li cas?
Yog koj them tsis tau koj tus nqi pab kas phais kho mob, koj muas peev xwm hu rau koj lub tuam txhab pab kas phais thov sij hawm ntxiv, pab rau koj nrhiav nyiaj them rov qab.
Yog tias koj tsis muas pab kas phai, los koj poob hauj lwm los ntawm kab mob COVID19 ua rau koj poob pab kas phais lawm, koj muas peev xwm yuav pab kas phais kho mob los ntawm CoveredCA. Koj yuav tsum yuav ua ntej lub 7 hlis pib.
Hu tau xov tooj yuav ntawm no: (800) 300-1506 **yuav tsum hais lu Askiv
Los koj saib tau vas sab ntawm no: https://www.coveredca.com/individuals-and-families/getting-covered/special-enrollment/.
Yog tias koj tsis muas pab kas phai, los koj poob hauj lwm los ntawm kab mob COVID19 ua rau koj tau poob pab kas phais lawm, koj muas peev xwm yuav pab kas phais kho mob ua ntej lub 4 hlis ntuj tim 22. Lub tim 21 yog hnub kawg rau yauv pab kas phais.
Hu tau xov tooj yuav ntawm no: 651-539-2099 or 855-366-7873 **yuav tsum hais lu Askiv
Los hu tau Hmong American Partnership pab koj yuav pab kas phai:
Nyeem ntxiv ntawm no pab koj yuav: https://www.mnsure.org/assets/2020-MNsure-Navigator-Map-Hmong_tcm34-393138.pdf