https://www.kheljournal.com/archives/2016/vol3issue2/PartF/3-2-52.pdf
https://www.studocu.com/ph/document/arellano-university/accountancy/final-research-group-4-abm-12-b/18445731
https://www.pressreader.com/search?query=financial%20anxieties%20burden%20more%20%20freshmen&languages=en&groupBy=