# Terms of Use for AI Answers (Concise Gpt)
**Effective Date:** September 1, 2026
**Last Updated:** September 1, 2026
## 1. Acceptance of These Terms
These Terms of Use ("Terms") are a binding agreement between you and JanoGroup LLC ("JanoGroup," "we," "us," or "our") governing your access to and use of the AI Answers mobile application, its content, features, subscriptions, and related services (collectively, the "Service").
By downloading, accessing, purchasing, or using the Service, you agree to these Terms and acknowledge the Privacy Policy. If you do not agree, do not use the Service.
If you use the Service on behalf of an organization, you represent that you have authority to bind that organization, and "you" includes that organization.
## 2. Eligibility
You must be at least 13 years old to use the Service. If you are under the age of legal majority where you live, you may use the Service only with permission and supervision from a parent or legal guardian. A parent or guardian who permits a minor to use the Service accepts responsibility for the minor's use to the extent permitted by law.
You may not use the Service if applicable law prohibits you from doing so.
## 3. The Service
AI Answers uses artificial-intelligence technology to generate responses to prompts and analyze user-selected images or documents. Features, models, limits, availability, and supported content may change at any time.
We may modify, suspend, restrict, or discontinue any part of the Service without liability, subject to applicable law and any rights associated with an active paid subscription.
We are not required to disclose confidential technology, source code, security procedures, provider arrangements, business methods, internal operations, or system architecture.
## 4. AI-Generated Output
Artificial-intelligence output may be inaccurate, incomplete, outdated, misleading, biased, offensive, unsafe, or unsuitable for your circumstances. AI output may appear plausible even when it is wrong and may not be unique.
You are solely responsible for evaluating and independently verifying output before using or relying on it. You must not represent unverified AI output as fact or use it as the sole basis for decisions that may affect health, safety, legal rights, finances, employment, education, or other significant interests.
The Service is provided for general informational and educational purposes. It is not medical, legal, financial, tax, mental-health, emergency, safety, or other professional advice and does not create a professional, fiduciary, confidential, attorney-client, doctor-patient, or similar relationship. Consult a qualified professional when appropriate. In an emergency, contact the appropriate emergency service.
## 5. User Content
"User Content" means prompts, messages, images, documents, files, feedback, and other material you submit through the Service.
You retain any rights you have in your User Content. You grant JanoGroup LLC a nonexclusive, worldwide, royalty-free license to host, reproduce, transmit, format, and process User Content only as reasonably necessary to operate, secure, support, and improve the Service, comply with law, and enforce these Terms. This license ends when the content is no longer reasonably required for those purposes, subject to legal obligations, backups, and third-party retention.
You represent and warrant that you have all rights and permissions necessary to submit User Content and that its submission and use as contemplated by these Terms will not violate law, contractual duties, confidentiality obligations, intellectual-property rights, privacy rights, publicity rights, or other rights.
Do not submit information you are not authorized to disclose. The Service is not designed for protected health information, payment-card data, government identification numbers, passwords, authentication credentials, export-controlled information, legally privileged material, or other highly sensitive or regulated information.
## 6. Ownership and Permitted Use
The Service, excluding User Content and third-party material, is owned by JanoGroup LLC or its licensors and is protected by intellectual-property and other laws. Subject to these Terms, JanoGroup LLC grants you a limited, personal, revocable, nonexclusive, nontransferable, and nonsublicensable license to install and use the Service on devices you own or control for lawful, personal, noncommercial purposes.
The Service is licensed, not sold. JanoGroup LLC and its licensors retain all rights not expressly granted in these Terms.
To the extent permitted by applicable law and third-party terms, you may use AI-generated output. JanoGroup LLC does not represent or warrant that output is protectable, unique, non-infringing, or owned exclusively by you. Similar or identical output may be generated for others.
You may not copy, sell, license, distribute, modify, reverse engineer, decompile, extract source code from, interfere with, bypass, or create derivative commercial services from the Service except where applicable law expressly permits such activity despite this restriction.
## 7. Acceptable Use
You may not use the Service to:
- Violate any law, regulation, court order, or third-party right
- Create, upload, request, distribute, or facilitate unlawful, fraudulent, deceptive, defamatory, infringing, abusive, exploitative, or malicious material
- Exploit, endanger, sexualize, or otherwise harm a child
- Promote or facilitate violence, self-harm, terrorism, trafficking, illegal weapons, or other serious harm
- Generate malware, phishing, credential theft, unauthorized surveillance, or instructions intended to compromise systems or privacy
- Impersonate another person or misrepresent AI-generated material as authentic human-created evidence
- Make automated decisions producing legal or similarly significant effects without legally required safeguards and meaningful human review
- Probe, overload, disrupt, circumvent, or gain unauthorized access to the Service, its safeguards, providers, accounts, systems, or usage controls
- Resell, scrape, harvest, benchmark for publication, or automate access without prior written permission
- Use the Service or output in a way that violates applicable third-party or app-store policies
We may investigate suspected violations and restrict or terminate access where reasonably necessary to protect the Service, providers, users, or others.
## 8. Subscriptions, Billing, and Renewal
Paid features require a subscription purchased through the Apple App Store or Google Play. Available plans, prices, billing periods, introductory offers, taxes, and currencies are displayed by the applicable store before purchase.
Unless the store states otherwise, subscriptions automatically renew for the same billing period until canceled. Your store account will be charged according to the terms shown at purchase. You must cancel through your Apple App Store or Google Play account before the renewal deadline shown by the store to avoid the next charge. Deleting the app does not cancel a subscription.
JanoGroup LLC does not directly process payment-card information. Billing, cancellation, refunds, payment disputes, and purchase restoration are subject to the applicable app store's terms and decisions. Except where required by law or expressly provided by the store, payments are nonrefundable and no credits are provided for partially used periods.
Subscription access may take time to update after purchase, renewal, cancellation, refund, billing failure, or restoration. You are responsible for maintaining access to the store account used for purchase.
## 9. Pricing and Product Changes
We may add, remove, modify, repackage, or discontinue plans, features, billing periods, promotional offers, and prices. The price and terms displayed by the applicable app store when you authorize a transaction control that purchase.
Changes to an existing automatically renewing subscription will be handled according to applicable law and app-store requirements, including any required notice or consent. Taxes, currency conversion, regional pricing, and app-store policies may affect the final amount charged.
## 10. Cancellations and Refunds
You may cancel an automatically renewing subscription through your Apple App Store or Google Play subscription settings. JanoGroup LLC cannot directly cancel an app-store subscription on your behalf. Cancellation generally takes effect at the end of the current billing period unless the app store or applicable law provides otherwise.
Purchases and refund requests are administered by the platform through which the purchase was made. Refund eligibility is determined by Apple, Google, or applicable law. Nothing in these Terms limits refund, cancellation, withdrawal, or consumer rights that cannot legally be waived.
- Apple billing support: https://support.apple.com/billing
- Google Play support: https://support.google.com/googleplay/
## 11. Free Preview
AI Answers may offer a one-time free preview. The duration and availability shown in the app control. A preview may be limited to one per device, installation, store account, or other app-associated record and may not reset after deletion or reinstallation. We may modify or discontinue promotional access at any time, subject to applicable law.
When a preview expires, continued use may require an active paid subscription. A free preview is not an app-store free trial unless expressly identified as such on the purchase screen.
## 12. Third-Party Services
The Service may rely on third parties for technology, content processing, purchases, subscription management, distribution, device functionality, speech recognition, security, and other features. Your use may also be governed by their terms and privacy policies.
JanoGroup LLC does not control and is not responsible for third-party content, advertisements, products, systems, decisions, availability, security, retention, accuracy, pricing, policies, conduct, or performance. Third-party outages, policy changes, or service restrictions may affect the Service without notice. Your dealings with a third party are solely between you and that third party, except where responsibility cannot legally be excluded.
## 13. Privacy
The AI Answers Privacy Policy explains how information is stored and processed and is incorporated into these Terms by reference. By using the Service, you acknowledge the practices described in the Privacy Policy.
## 14. Feedback
If you provide ideas, suggestions, reviews, or other feedback, you grant JanoGroup LLC a perpetual, irrevocable, worldwide, royalty-free right to use, reproduce, modify, distribute, and otherwise exploit that feedback for any lawful purpose without compensation or attribution, to the extent permitted by law.
## 15. Suspension and Termination
You may stop using the Service at any time. Subscription cancellation is governed by the applicable app store and may not take effect until the end of the current billing period.
We may suspend, limit, or terminate your access if we reasonably believe you violated these Terms, created risk or legal exposure, misused the Service, failed to pay applicable charges, or if suspension is required by a provider or law. Upon termination, your license to use the Service ends. Provisions that by their nature should survive will survive, including ownership, disclaimers, limitations of liability, indemnification, and dispute provisions.
## 16. Disclaimer of Warranties
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICE AND ALL OUTPUT, CONTENT, AND FEATURES ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITH ALL FAULTS AND WITHOUT WARRANTIES OF ANY KIND, EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE.
JanoGroup LLC DISCLAIMS ALL WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS, QUIET ENJOYMENT, AVAILABILITY, SECURITY, AND RESULTS. WE DO NOT WARRANT THAT THE SERVICE OR OUTPUT WILL BE CORRECT, UNIQUE, UNINTERRUPTED, ERROR-FREE, SAFE, OR FREE OF HARMFUL COMPONENTS, OR THAT DEFECTS OR DATA LOSS WILL BE CORRECTED.
Some jurisdictions do not allow certain warranty exclusions, so some exclusions may not apply to you.
## 17. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, JanoGroup LLC AND ITS OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, AFFILIATES, LICENSORS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, ENHANCED, OR PUNITIVE DAMAGES; LOSS OF PROFITS, REVENUE, DATA, GOODWILL, BUSINESS, OPPORTUNITY, OR USE; PERSONAL INJURY OR PROPERTY DAMAGE; OR COST OF SUBSTITUTE SERVICES ARISING OUT OF OR RELATED TO THE SERVICE, AI OUTPUT, USER CONTENT, THIRD-PARTY SERVICES, OR THESE TERMS, REGARDLESS OF LEGAL THEORY AND EVEN IF ADVISED OF THE POSSIBILITY.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE TOTAL AGGREGATE LIABILITY OF JanoGroup LLC FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO JanoGroup LLC THROUGH THE APPLICABLE APP STORE FOR THE SERVICE DURING THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO LIABILITY OR (B) US $100.
Nothing in these Terms excludes or limits liability, warranties, remedies, or consumer rights that cannot lawfully be excluded or limited.
## 18. Indemnification
To the maximum extent permitted by law, you agree to defend, indemnify, and hold harmless JanoGroup LLC and its owners, officers, employees, contractors, affiliates, licensors, and service providers from claims, liabilities, damages, judgments, losses, costs, and reasonable attorneys' fees arising from your User Content, unlawful or unauthorized use of the Service, material violation of these Terms, fraudulent or harmful conduct, violation of law, or infringement of another person's rights.
This provision does not apply to the extent a claim results from JanoGroup LLC's unlawful conduct or indemnification is prohibited by applicable law.
## 19. Informal Dispute Resolution
Before filing a formal claim, you and JanoGroup LLC agree to make a good-faith effort to resolve the dispute informally for at least 60 days. A written notice must describe the dispute, relevant facts, requested relief, and contact information. Notices to JanoGroup LLC must be sent to janogroupllc@gmail.com with the subject "Legal Dispute Notice."
This requirement does not prevent either party from seeking urgent injunctive relief where reasonably necessary to prevent immediate harm.
## 20. Arbitration and Class-Action Waiver
**PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS.**
To the maximum extent permitted by law, any unresolved dispute, claim, or controversy arising out of or relating to the Service or these Terms will be resolved through individual, binding arbitration rather than in court.
Arbitration will be administered by the American Arbitration Association under its applicable Consumer Arbitration Rules. The Federal Arbitration Act governs this provision. Arbitration may occur remotely unless the arbitrator determines that another format is appropriate.
You and JanoGroup LLC agree that claims may be brought only in an individual capacity and not as a plaintiff or class member in any class, consolidated, collective, coordinated, mass, or representative action or proceeding. You and JanoGroup LLC waive the right to a jury trial to the extent permitted by law.
Either party may bring an eligible individual claim in small-claims court. Either party may also seek injunctive relief for actual or threatened intellectual-property infringement, unauthorized access, security violations, or circumvention of the Service.
You may opt out of this arbitration provision by emailing janogroupllc@gmail.com within 30 days after first accepting these Terms. Your notice must include your name, the subject "Arbitration Opt-Out," and a clear statement that you reject the arbitration provision.
If applicable law prohibits mandatory arbitration or a class-action waiver, that prohibition controls only to the extent required by law. If a portion of this section is found unenforceable, it will be enforced to the maximum lawful extent, and any non-arbitrable dispute will proceed under the Governing Law section below.
## 21. Governing Law
These Terms are governed by the laws of the District of Columbia, without regard to conflict-of-law principles, except to the extent the law where you reside requires otherwise.
Any dispute not subject to arbitration or a mandatory forum under applicable law must be brought exclusively in the state or federal courts located in or serving Washington, DC, and you consent to their personal jurisdiction.
Nothing in these Terms limits rights you may have under mandatory consumer-protection law.
## 22. Apple App Store Terms
If you obtain AI Answers through the Apple App Store, you acknowledge that:
- These Terms are between you and JanoGroup LLC, not Apple
- JanoGroup LLC, not Apple, is responsible for AI Answers and its content
- Your license is limited to use on Apple-branded products you own or control, subject to Apple's Usage Rules, including applicable Family Sharing rules
- Apple has no obligation to provide maintenance or support
- If AI Answers fails to conform to an applicable warranty, you may notify Apple, and Apple may refund the purchase price as required by its policies
- To the extent permitted by law, Apple has no other warranty obligation
- JanoGroup LLC, not Apple, is responsible for product claims, legal compliance, and intellectual-property claims concerning AI Answers
- You represent that you are not located in an embargoed country and are not listed on a prohibited or restricted-party list
- You must comply with applicable third-party terms
- Apple and its subsidiaries are third-party beneficiaries of these Terms and may enforce the applicable provisions against you
## 23. Google Play Terms
If you obtain AI Answers through Google Play, Google Play's applicable terms also apply. JanoGroup LLC, not Google, is responsible for the Service and its content except as Google's terms or applicable law provide otherwise. If these Terms conflict with mandatory app-store terms, the mandatory app-store terms control to the extent of the conflict.
## 24. Export and Legal Compliance
You may not access, use, export, or re-export the Service in violation of United States export-control laws, sanctions, or other applicable laws. You represent that you are not prohibited from receiving the Service under applicable trade restrictions.
## 25. Force Majeure
To the maximum extent permitted by law, JanoGroup LLC will not be responsible for delay, interruption, or failure caused by events beyond its reasonable control, including natural disasters, utility or network failures, labor disputes, government actions, war, terrorism, civil unrest, epidemics, platform outages, provider failures, cyberattacks, or changes in law.
## 26. Changes to These Terms
We may update these Terms when the Service, providers, business practices, or legal requirements change. Updated Terms will display a revised "Last Updated" date. Material changes may also be communicated through the app, release notes, website, or another legally appropriate method.
Your continued use after updated Terms become effective constitutes acceptance to the extent permitted by law. If you do not agree to revised Terms, you must stop using the Service and cancel any subscription through the applicable app store.
## 27. General Provisions
These Terms and the Privacy Policy constitute the entire agreement between you and JanoGroup LLC regarding the Service, except for terms presented at purchase or required by an app store. If a provision is held invalid or unenforceable, it will be enforced to the maximum permissible extent and the remaining provisions will remain effective.
Our failure to enforce a provision is not a waiver. You may not assign these Terms without our written consent. We may assign these Terms in connection with a merger, acquisition, reorganization, asset transfer, or by operation of law.
Headings are for convenience only. The words "including" and "include" mean "including without limitation."
## 28. Contact Us
Questions about these Terms may be directed to:
**JanoGroup LLC**
Washington, DC, USA
Email: janogroupllc@gmail.com
Website: https://janogroupllc.com
Please do not send passwords, payment information, health records, confidential documents, or other sensitive information by email.