Feeling  creditor calls? Millions face the same problem?and a fresh start is just one phone call away. Call **Doug Dern**, a reliable Michigan bankruptcy attorney, today at **248 882 0838** and start your journey toward a debt-free life. Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

## Top Reasons to Hire Doug Dern

When it comes to filing debt relief, not all attorneys offer the same level of service. Here?s why Attorney Doug Dern stands out:

• Two decades of legal practice

• - Direct access to Doug ? no paralegals

• - Upfront pricing you can trust

• - Thousands of approved Chapter 7 and Chapter 13 filings

• - Quick case starts with after-hours appointments

• - Convenient Hartland office serving Southeast Michigan

Reach us at **248 882 0838** now for a zero obligation consultation and speak directly with Doug Dern.

Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

## Understanding Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to eliminate consumer debt. It allows for a fresh financial start by discharging debt like:

• Retail cards

• - Unpaid healthcare costs

• - Unsecured installment loans

• - Utility bills

• - Some back taxes

Most clients keep their homes and vehicles by using Michigan?s protective exemptions and reaffirmation agreements.

Doug Dern will walk you through the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in three to six months.

Dial **248 882 0838** to find out if you qualify for Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Save Your Home

Chapter 13 is a flexible option for people with consistent pay who need to reorganize debt. This plan lasts 36 to 60 months and allows you to:

• Stop home foreclosure

• - Avoid car repossession

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will develop a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.

Talk to Doug today by calling **248 882 0838**.