Overwhelmed by  debt? You?re not alone?and relief is just one phone call away. Call **Doug Dern**, a experienced Michigan bankruptcy attorney, today at **248 882 0838** and begin moving toward peace of mind. Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

## Benefits of Choosing Doug Dern

When it comes to filing financial law, not all attorneys offer the same level of service. Here?s why The Law Office of Doug Dern stands out:

• Over 20 years of legal practice

• - One-on-one access to Doug ? no call centers

• - Upfront pricing with no surprises

• - Thousands of successful Chapter 7 and Chapter 13 filings

• - Quick case starts with after-hours appointments

• - Centrally located Hartland office serving Southeast Michigan

Call **248 882 0838** now for a zero obligation consultation and speak directly with Doug Dern.

Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

## Understanding Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to get rid of unsecured debt. It allows for a clean slate by discharging debt like:

• Credit cards

• - Medical bills

• - Personal loans

• - Utility bills

• - Certain tax obligations

Most clients keep their homes and vehicles by using Michigan?s favorable exemptions and reaffirmation agreements.

Doug Dern will guide you step by step the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in three to six months.

Dial **248 882 0838** to find out if you can benefit from Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Catch Up and Keep Your Property

Chapter 13 is a flexible option for people with steady income who need to catch up on debt. This plan lasts up to 5 years and allows you to:

• Stop home foreclosure

• - Avoid car repossession

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will customize a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.

Get expert advice today by calling **248 882 0838**.