Struggling with creditor calls? You?re not alone?and help is just one phone call away. Contact **Doug Dern**, a trusted bankruptcy lawyer in Michigan, today at **248 882 0838** and take the first step toward financial freedom. Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

## Why Choose Doug Dern

When it comes to filing financial law, not all attorneys offer the same level of service. Here?s why Attorney Doug Dern stands out:

• Two decades of professional success

• - Direct access to Doug ? no assistants

• - Affordable pricing tailored to your budget

• - Thousands of successful Chapter 7 and Chapter 13 filings

• - Fast file processing with evening and weekend appointments

• - Local Hartland office serving Southeast Michigan

Phone **248 882 0838** now for a free consultation and speak one-on-one with Doug Dern.

Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

## The Basics of Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to get rid of credit cards and medical bills. It allows for a quick reset by discharging debt like:

• Retail cards

• - Medical bills

• - Personal loans

• - Overdue energy bills

• - Some back taxes

Most clients do not lose assets by using Michigan?s protective exemptions and reaffirmation agreements.

Doug Dern will walk you through the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in three to six months.

Dial **248 882 0838** to find out if you can benefit from Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Catch Up and Keep Your Property

Chapter 13 is a flexible option for people with a job who need to catch up on debt. This plan lasts 36 to 60 months and allows you to:

• Stop home foreclosure

• - Avoid car repossession

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will develop a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.

Talk to Doug today by calling **248 882 0838**.