Overwhelmed by  creditor calls? You?re not alone?and a fresh start is just one phone call away. Call **Doug Dern**, a trusted bankruptcy lawyer in Michigan, today at **248 882 0838** and begin moving toward financial freedom. Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

## Why Choose Doug Dern

When it comes to filing financial law, not all attorneys offer the same level of service. Here?s why The Law Office of Doug Dern stands out:

• Two decades of experience

• - Direct access to Doug ? no assistants

• - Affordable pricing with no surprises

• - Thousands of successful Chapter 7 and Chapter 13 filings

• - Fast file processing with flexible appointments

• - Local Hartland office serving Southeast Michigan

Call **248 882 0838** now for a no-cost consultation and speak directly with Doug Dern.

Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

## What is Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to wipe out consumer debt. It allows for a clean slate by discharging debt like:

• Charge accounts

• - Medical bills

• - Personal loans

• - Overdue energy bills

• - Old IRS debt

Most clients retain personal property by using Michigan?s protective exemptions and reaffirmation agreements.

Doug Dern will walk you through the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in under half a year.

Phone us at **248 882 0838** to find out if you can benefit from Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Catch Up and Keep Your Property

Chapter 13 is a flexible option for people with a job who need to catch up on debt. This plan lasts up to 5 years and allows you to:

• Stop losing your house

• - Avoid car repossession

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will customize a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.

Ask your questions today by calling **248 882 0838**.