Feeling  mounting bills? It?s more common than you think?and a fresh start is just one phone call away. Call **Doug Dern**, a reliable bankruptcy lawyer in Michigan, today at **248 882 0838** and start your journey toward peace of mind. Visit: https://sites.google.com/view/chapter13bankruptcymichikq7/home 

## Top Reasons to Hire Doug Dern

When it comes to filing bankruptcy, not all attorneys offer the same level of service. Here?s why Attorney Doug Dern stands out:

• More than 18 years of professional success

• - Personal access to Doug ? no paralegals

• - Upfront pricing tailored to your budget

• - Thousands of completed Chapter 7 and Chapter 13 filings

• - Fast file processing with flexible appointments

• - Local Hartland office serving Southeast Michigan

Phone **248 882 0838** now for a zero obligation consultation and speak personally to Doug Dern.

Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

## Understanding Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to wipe out consumer debt. It allows for a fresh financial start by discharging debt like:

• Charge accounts

• - Medical bills

• - Personal loans

• - Utility bills

• - Old IRS debt

Visit: https://www.yelp.com/biz/doug-dern-hartland 

Most clients do not lose assets by using Michigan?s protective exemptions and reaffirmation agreements.

Doug Dern will personally handle the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in three to six months.

Dial **248 882 0838** to find out if you should consider Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Save Your Home

Visit: https://sites.google.com/view/drunkdrivingattorney9/ 

Chapter 13 is a longer-term option for people with consistent pay who need to catch up on debt. This plan lasts 36 to 60 months and allows you to:

• Stop losing your house

• - Avoid car repossession

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will structure a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.