Are you  financial pressure? It?s more common than you think?and relief is just one phone call away. Reach out to **Doug Dern**, a experienced bankruptcy lawyer in Michigan, today at **248 882 0838** and begin moving toward a debt-free life. Visit: https://sites.google.com/view/chapter13bankruptcymichily4x/home 

## Benefits of Choosing Doug Dern

When it comes to navigating debt relief, not all attorneys offer the same level of service. Here?s why The Law Office of Doug Dern stands out:

• Over 20 years of professional success

• - Direct access to Doug ? no assistants

• - Upfront pricing you can trust

• - Thousands of successful Chapter 7 and Chapter 13 filings

• - Fast file processing with flexible appointments

• - Local Hartland office serving Southeast Michigan

Reach us at **248 882 0838** now for a no-cost consultation and speak one-on-one with Doug Dern.

Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

## The Basics of Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to wipe out consumer debt. It allows for a clean slate by discharging debt like:

• Credit cards

• - Hospital expenses

• - Unsecured installment loans

• - Utility bills

• - Old IRS debt

Visit: https://www.tripadvisor.com/Profile/drunkdrivingattorney 

Most clients keep their homes and vehicles by using Michigan?s protective exemptions and reaffirmation agreements.

Doug Dern will personally handle the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in about 90 to 120 days.

Phone us at **248 882 0838** to find out if you should consider Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Save Your Home

Visit: http://supershopper.org/Classified/ListingDisplay.aspx?lid=149264 

Chapter 13 is a longer-term option for people with consistent pay who need to repay debt. This plan lasts 36 to 60 months and allows you to:

• Stop losing your house

• - Avoid car repossession

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will develop a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.