Overwhelmed by  debt? Millions face the same problem?and relief is just one phone call away. Reach out to **Doug Dern**, a reliable bankruptcy lawyer in Michigan, today at **248 882 0838** and take the first step toward a debt-free life. Visit: https://chapter7lawyermichigan.com/ 

## Top Reasons to Hire Doug Dern

When it comes to navigating financial law, not all attorneys offer the same level of service. Here?s why Attorney Doug Dern stands out:

• Two decades of professional success

• - Direct access to Doug ? no assistants

• - Flat-fee pricing you can trust

• - Thousands of successful Chapter 7 and Chapter 13 filings

• - Quick case starts with after-hours appointments

• - Convenient Hartland office serving Southeast Michigan

Phone **248 882 0838** now for a no-cost consultation and speak one-on-one with Doug Dern.

Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

## What is Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to wipe out consumer debt. It allows for a quick reset by discharging debt like:

• Retail cards

• - Unpaid healthcare costs

• - Personal loans

• - Utility bills

• - Old IRS debt

Visit: https://chapter7lawyermichigan.com/ 

Most clients keep their homes and vehicles by using Michigan?s generous exemptions and reaffirmation agreements.

Doug Dern will personally handle the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in three to six months.

Phone us at **248 882 0838** to find out if you qualify for Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Restructure Your Debt

Visit: https://chapter7lawyermichigan.com/chapter-7-bankruptcy 

Chapter 13 is a flexible option for people with a job who need to reorganize debt. This plan lasts 3 to 5 years and allows you to:

• Stop losing your house

• - Avoid vehicle loss

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will structure a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.

Ask your questions today by calling **248 882 0838**.