Are you  debt? You?re not alone?and relief is just one phone call away. Call **Doug Dern**, a reliable bankruptcy lawyer in Michigan, today at **248 882 0838** and begin moving toward a debt-free life. Visit: https://chapter7lawyermichigan.com/ 

## Why Choose Doug Dern

When it comes to understanding bankruptcy, not all attorneys offer the same level of service. Here?s why The Law Office of Doug Dern stands out:

• Two decades of professional success

• - Direct access to Doug ? no call centers

• - Affordable pricing with no surprises

• - Thousands of completed Chapter 7 and Chapter 13 filings

• - Quick case starts with evening and weekend appointments

• - Centrally located Hartland office serving Southeast Michigan

Reach us at **248 882 0838** now for a free consultation and speak directly with Doug Dern.

Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

## What is Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to wipe out consumer debt. It allows for a clean slate by discharging debt like:

• Credit cards

• - Unpaid healthcare costs

• - Personal loans

• - Utility bills

• - Old IRS debt

Visit: https://chapter7lawyermichigan.com/ 

Most clients do not lose assets by using Michigan?s generous exemptions and reaffirmation agreements.

Doug Dern will walk you through the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in about 90 to 120 days.

Call **248 882 0838** to find out if you should consider Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Restructure Your Debt

Visit: https://chapter7lawyermichigan.com/chapter-7-bankruptcy 

Chapter 13 is a powerful option for people with steady income who need to repay debt. This plan lasts 3 to 5 years and allows you to:

• Stop bank seizure

• - Avoid vehicle loss

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will customize a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.

Ask your questions today by calling **248 882 0838**.