Overwhelmed by debt? Millions face the same problem?and help is just one phone call away. Contact **Doug Dern**, a trusted bankruptcy lawyer in Michigan, today at **248 882 0838** and take the first step toward a debt-free life. Visit: https://sites.google.com/view/bankruptcylawfirmhuntingks/home
## Why Choose Doug Dern
When it comes to understanding financial law, not all attorneys offer the same level of service. Here?s why The Law Office of Doug Dern stands out:
More than 18 years of professional success
- Personal access to Doug ? no assistants
- Affordable pricing you can trust
- Thousands of approved Chapter 7 and Chapter 13 filings
- Quick case starts with flexible appointments
- Centrally located Hartland office serving Southeast Michigan
Reach us at **248 882 0838** now for a zero obligation consultation and speak directly with Doug Dern.
Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7
## What is Chapter 7 Bankruptcy
Chapter 7 bankruptcy is best for those who want to get rid of unsecured debt. It allows for a clean slate by discharging debt like:
Credit cards
- Unpaid healthcare costs
- Personal loans
- Utility bills
- Certain tax obligations
Visit: https://www.iglobal.co/united-states/hartland/the-law-office-of-doug-dern-1
Most clients keep their homes and vehicles by using Michigan?s favorable exemptions and reaffirmation agreements.
Doug Dern will personally handle the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in under half a year.
Phone us at **248 882 0838** to find out if you should consider Chapter 7 bankruptcy.
## Chapter 13 Bankruptcy ? Save Your Home
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Chapter 13 is a longer-term option for people with a job who need to repay debt. This plan lasts 36 to 60 months and allows you to:
Stop bank seizure
- Avoid vehicle loss
- Pay back taxes and child support over time
- Consolidate secured and unsecured debts into one monthly payment
- Keep assets that might be at risk in Chapter 7
Doug Dern will customize a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.
Get expert advice today by calling **248 882 0838**.
Visit: https://www.cityfos.com/company/The-Law-Office-of-Doug-in-Hartland-MI-22705048.htm
## Do You Need Bankruptcy?
Here are common signs that you may benefit from filing:
Constant harassment from creditors
- Wage garnishments
- Behind on rent
- At risk of foreclosure
- Unable to catch up on bills
Doug Dern is friendly and listens to your situation without pressure. He?ll tell you exactly what your options are?no sales pitch, just facts.
**Call 248 882 0838** now for a complimentary phone consultation.
## Your Path to Relief
Here?s what to expect:
No-cost assessment
2. Personalized evaluation of Chapter 7 or Chapter 13 options
3. Doug gathers your documents and handles court filings
4. Immediate protection from creditors via the automatic stay
5. Attend your hearing and receive full legal support throughout
6. Case concludes with a discharge (or plan approval in Chapter 13)
Doug handles every case personally. No junior attorneys, ever. **Call 248 882 0838** today to take the first step.
## Michigan Cities We Serve
Doug Dern proudly serves:
Livingston County
- Oakland County
- Washtenaw County
- Genesee County
- Jackson County
- Throughout Southeast Michigan
Appointments are available in-person at Doug?s Hartland office or by phone. Evening and weekend scheduling is offered.
## Make the Call Today
Debt doesn?t get better by ignoring it. If you?re anxious over money, bankruptcy may offer the clean break you need. Doug Dern has helped countless of people just like you get a new start.
**Call 248 882 0838** now. Your future is worth the call. Visit: https://sites.google.com/view/bankruptcylawfirmhuntingks/home
Contact:
Law Office of Doug Dern
11636 Highland Rd. #107,
Hartland, MI 48353
Phone: (248) 882-0838
https://maps.app.goo.gl/ZYyf374izYSmg2VU7
Get expert advice today by calling **248 882 0838**.
Visit: https://www.cityfos.com/company/The-Law-Office-of-Doug-in-Hartland-MI-22705048.htm
## Do You Need Bankruptcy?
Here are common signs that it?s time to consider bankruptcy:
Constant collection calls
- Wage garnishments
- Behind on mortgage
- Owing more than you can repay
- Unable to get out of debt
Doug Dern is compassionate and listens to your situation without pressure. He?ll tell you exactly what your options are?no sales pitch, just facts.
**Call 248 882 0838** now for a free phone consultation.
## How It Works
Here?s what to expect:
Initial call with Doug
2. Personalized evaluation of Chapter 7 or Chapter 13 options
3. Doug gathers your documents and handles court filings
4. Immediate protection from creditors via the automatic stay
5. Attend your hearing and receive full legal support throughout
6. Case concludes with a discharge (or plan approval in Chapter 13)
Doug handles every case personally. No outsourcing, ever. **Call 248 882 0838** today to take the first step.
## Service Area
Doug Dern proudly serves:
Livingston County
- Oakland County
- Washtenaw County
- Genesee County
- Jackson County
- Throughout Southeast Michigan
Appointments are available in-person at Doug?s Hartland office or by phone. Evening and weekend scheduling is offered.
## Begin Your New Financial Chapter
Debt doesn?t get better by ignoring it. If you?re stressed over money, bankruptcy may offer the clean break you need. Doug Dern has helped hundreds of people just like you get a new start.
**Call 248 882 0838** now. Your future is worth the call. Visit: https://sites.google.com/view/bankruptcylawfirmhuntingks/home
Contact:
Law Office of Doug Dern
11636 Highland Rd. #107,
Hartland, MI 48353
Phone: (248) 882-0838
https://maps.app.goo.gl/ZYyf374izYSmg2VU7