Are you  creditor calls? Millions face the same problem?and help is just one phone call away. Reach out to **Doug Dern**, a trusted bankruptcy lawyer in Michigan, today at **248 882 0838** and begin moving toward financial freedom. Visit: https://sites.google.com/view/bankruptcylawfirmhuntingks/home 

## Top Reasons to Hire Doug Dern

When it comes to filing debt relief, not all attorneys offer the same level of service. Here?s why The Law Office of Doug Dern stands out:

• Two decades of professional success

• - Personal access to Doug ? no paralegals

• - Upfront pricing you can trust

• - Thousands of completed Chapter 7 and Chapter 13 filings

• - Fast file processing with evening and weekend appointments

• - Centrally located Hartland office serving Southeast Michigan

Phone **248 882 0838** now for a no-cost consultation and speak personally to Doug Dern.

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## What is Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to eliminate unsecured debt. It allows for a fresh financial start by discharging debt like:

• Credit cards

• - Unpaid healthcare costs

• - Unsecured installment loans

• - Utility bills

• - Old IRS debt

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Most clients retain personal property by using Michigan?s protective exemptions and reaffirmation agreements.

Doug Dern will personally handle the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in about 90 to 120 days.

Dial **248 882 0838** to find out if you can benefit from Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Save Your Home

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Chapter 13 is a powerful option for people with a job who need to repay debt. This plan lasts up to 5 years and allows you to:

• Stop losing your house

• - Avoid car repossession

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will customize a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.