How UN Loans Work

At the bank in FTB Quests you can get a small loan.

Small loans unlock bigger loans once the small loan is repaid.

Gluon sets the amount loaned.

Interest Rate

Monthly Bank Interest

The Bank Rate is set by the Treasurer

No negative interest

Overdrawing

If the UN Bank doesn't have enough money, you won't be allowed to withdraw the full amount until the UN Bank has enough money

Changeable Rates

The rate can change while you have a bank. We recommend you check with the Treasurer

Insurance Fee

You pay $100 each month

In exchange the UN agrees to cover you for certain damages (depends on the insurance) *Admin get to add insurance and the claim limits

Claim Limits

If you're claim is not allowed per the limits Admin specify then you don't get claim rewards

Admin will determine how much money covers your damages you report

Where to find each Insurance

These are posted on the discord under non stock investments