Start Your Capital One Application
If you've received an invitation to apply for a BJ's credit card, you may have been directed to Capitalone.com/applybjsdm. This application portal is associated with the BJ's credit card program issued by Capital One and is designed to help eligible customers apply online quickly and securely.
Many BJ's credit card options come with no annual credit card fee, making them attractive for regular BJ's shoppers.
Capital One states that rewards earned through the BJ's One Mastercard do not expire as long as the account remains open and in good standing.
Cardholders can manage their accounts through Capital One's mobile app, allowing them to:
View transactions
Lock and unlock cards
Set up AutoPay
Monitor balances
Track rewards
Because the card operates on the Mastercard network, cardholders can use it at millions of merchants worldwide where Mastercard is accepted.
One of the biggest reasons consumers apply through Capitalone.com/applybjsdm is the rewards program.
According to Capital One and BJ's Wholesale Club:
BJ's One Mastercard cardholders can earn rewards on eligible BJ's purchases.
BJ's One+ Mastercard cardholders may earn higher reward rates on qualifying BJ's purchases.
Cardholders can also earn rewards on purchases made outside BJ's.
Rewards may be redeemed once minimum redemption requirements are met.
Rewards on eligible BJ's purchases
Rewards on everyday purchases outside BJ's
Discounts at participating BJ's Gas locations
Special promotional earning opportunities during select events
Go to the Capitalone.com/applybjsdm page using your invitation or offer information.
Applicants may be asked to provide:
Full legal name
Residential address
Date of birth
Contact information
Income details
Employment information
Identity verification helps protect applicants from fraud and unauthorized applications.
Read the disclosures carefully before proceeding.
Once all information has been reviewed, submit the application for processing.
Some applicants receive a decision within minutes, while others may require additional review.
Pros of Using Capitalone.com/applybjsdmÂ
The process is straightforward and user-friendly.
Frequent BJ's shoppers may benefit from ongoing rewards opportunities.
Capital One provides robust account management features through its app.
Certain card and membership combinations offer discounts at BJ's Gas locations.
Many cardholders appreciate not having to pay an annual card fee.