How do I pay my BJ’s One Mastercard Bill? 

If you own a BJ’s One Mastercard or BJ’s One+ Mastercard issued by Capital One, making your monthly payment on time is essential for maintaining a healthy credit history, avoiding late fees, and continuing to enjoy your card benefits.

Making timely payments can help you:

• Avoid late payment fees

• Maintain a positive payment history

• Protect your credit score

• Keep your account in good standing

• Continue earning and redeeming rewards

• Avoid unnecessary interest charges on carried balances

Many BJ's cardholders use AutoPay to ensure payments are never missed.

Online payment is the fastest and most popular option.

Steps to Pay Online

1. Sign in to your Capital One account.

2. Select your BJ's One Mastercard account.

3. Click "Make a Payment."

4. Choose:

   • Minimum payment

   • Statement balance

   • Current balance

   • Custom amount

5. Select your linked bank account.

6. Confirm and submit your payment.

Online payments are generally free and can often be scheduled in advance.

Many cardholders prefer using the Capital One mobile app because it provides easy access to account information and payment tools.

Features Available in the App

• Make one-time payments

• Schedule future payments

• View statements

• Check account balances

• Monitor transactions

• Set up AutoPay

• Lock and unlock your card

The mobile app allows you to manage your account from virtually anywhere.

If you prefer speaking with a representative or using an automated system, you can pay by phone.

Customer Service Numbers

BJ's One Mastercard & BJ's One+ Mastercard

BJ's Business Elite Mastercard

When calling, have your account information and bank account details available.

• Send a check or money order to the Capital One payment address listed on your billing statement.

• Include your account number on the check to ensure proper processing.

AutoPay is one of the easiest ways to avoid missed payments.

AutoPay Options

You can choose to automatically pay:

• Minimum payment due

• Full statement balance

• Fixed monthly amount

Benefits of AutoPay include:

• Reduced risk of late fees

• Consistent payment history

• Convenient account management

• Less worry about due dates

Capital One allows AutoPay setup through both its website and mobile app.

Your payment due date can be found in:

• Capital One mobile app

• Online account dashboard

• Monthly billing statement

Checking your due date regularly helps ensure timely payments