Disclaimer

This page contains important legal information about BitSignal Capital's services, limitations, and your responsibilities as a user. By accessing our website, joining our groups, or purchasing our services, you acknowledge that you have read, understood, and agreed to these terms.

1. Educational Content Only

Not Financial Advice

BitSignal Capital provides educational content and market analysis only. Nothing on this website, in our groups, courses, or communications constitutes:

Financial advice
Investment recommendations
Securities trading advice
Portfolio management services
Regulated financial advisory services

I am NOT:

A licensed financial advisor
A registered investment advisor (RIA)
A securities broker or dealer
A certified financial planner (CFP)
Regulated by any financial authority

What We Provide

Educational content about Bitcoin trading
Technical analysis and market commentary
Trading signals for educational purposes
Risk management education
Community discussion and peer learning

Your Responsibility

You are solely responsible for:

All trading decisions you make
Conducting your own research (DYOR)
Determining if trading is suitable for you
Seeking professional financial advice if needed
Complying with your local laws and regulations

2. Trading Risk Warning

⚠️ CRYPTOCURRENCY TRADING INVOLVES SUBSTANTIAL RISK

You Could Lose All Your Invested Capital

Trading Bitcoin and cryptocurrencies is extremely risky and not suitable for everyone. Before trading, you should carefully consider:

Price Volatility:

Bitcoin can move 10-30% in a single day
Extreme price swings can trigger stop losses
Flash crashes can cause massive losses
Leverage amplifies both gains AND losses

Market Risks:

24/7 markets with no circuit breakers
Low liquidity during certain hours
Manipulation by large holders ("whales")
Sudden regulatory changes
Exchange hacks and security breaches
Technology failures and bugs

Leverage Risks:

Futures/margin trading can liquidate your entire position
Small price moves can wipe out your account
Funding rates can erode positions over time
Forced liquidations during volatile periods

Personal Risks:

Emotional decision-making under pressure
Overtrading and revenge trading
FOMO (fear of missing out) leading to bad entries
Ignoring risk management rules
Addiction to trading

No Guaranteed Profits

THERE ARE NO GUARANTEED PROFITS IN TRADING.

Anyone promising you:

"Guaranteed returns"
"Risk-free profits"
"100% win rate"
"Get rich quick schemes"

...is lying or running a scam. Run away immediately.

Realistic Expectations

Even with proper education:

You will have losing trades (many of them)
You may have losing weeks or months
You could lose your entire investment
Success requires discipline, patience, and risk management
Most traders lose money, especially beginners

Only Risk What You Can Afford to Lose

NEVER trade with:

Money needed for rent, food, or bills
Emergency funds
Borrowed money or loans
Money you cannot afford to lose completely
Your life savings
Money intended for important goals (education, retirement, etc.)

3. Past Performance Disclaimer

Past Results Do Not Guarantee Future Performance

Any track records, testimonials, or performance examples shown on this website:

Are based on historical data
Do not guarantee you will achieve similar results
May not reflect typical student outcomes
Can vary significantly based on market conditions
Depend heavily on individual discipline and execution

Factors Affecting Your Results:

Your starting capital size
Your risk tolerance and psychology
Market conditions (bull vs bear markets)
Your execution speed and discipline
Your learning curve and experience
External factors beyond anyone's control

Hypothetical Performance

Some examples used in educational content may be:

Hypothetical or simulated results
Backtested on historical data
Cherry-picked for illustration purposes
Not reflective of actual trades taken

Hypothetical performance has inherent limitations:

Does not reflect actual trading
Ignores slippage and fees
Assumes perfect execution
Benefits from hindsight bias

4. No Guarantees or Warranties

Services Provided "As-Is"

BitSignal Capital's services are provided "AS-IS" without any warranties, express or implied, including but not limited to:

Accuracy of analysis or signals
Profitability of strategies
Suitability for your situation
Availability of services
Technical reliability
Freedom from errors

What We Do NOT Guarantee

I do NOT guarantee:

You will make profits
Any specific win rate or return
Signals will always be correct
You will pass prop trading challenges
Continuous access to services (technical issues may occur)
Immediate response to messages
That my analysis is always accurate

Best Efforts Only

I provide education and analysis based on my experience and knowledge to the best of my ability, but:

Markets are unpredictable
Analysis can be wrong
Signals can fail
Unexpected events can invalidate setups
I am human and can make mistakes

5. Limitation of Liability

You Use Services at Your Own Risk

BitSignal Capital and Umer Farooq are NOT liable for:

Any trading losses you incur
Missed profits or opportunities
Losses due to technical failures
Losses due to exchange issues
Account liquidations
Incorrect analysis or signals
Delayed or missed signals
Group access problems
Course platform issues
Any direct, indirect, incidental, or consequential damages

Maximum Liability

In no event shall BitSignal Capital's total liability exceed the amount you paid for services in the past 30 days.

Third-Party Services

I am not responsible for:

Exchange platform failures (Binance, Bybit, etc.)
VPN services or internet connectivity
Payment processor issues
Third-party tools or software
Prop firm policies or failures

6. Your Responsibilities

Know Your Local Laws

You are responsible for:

Complying with your country's cryptocurrency regulations
Paying applicable taxes on trading profits
Verifying that crypto trading is legal in your jurisdiction
Understanding licensing requirements in your area
Complying with KYC/AML requirements on exchanges

Geographic Restrictions

BitSignal Capital services are available globally, HOWEVER:

Some countries ban or restrict cryptocurrency trading
You must verify legality in your location
I do not provide country-specific legal or tax advice
Access may be restricted in certain jurisdictions

Countries with Restrictions (examples, not exhaustive):

China (crypto trading banned)
Some US states (licensing requirements)
Countries under sanctions

You confirm that:

Crypto trading is legal in your location
You are of legal age (18+ or your jurisdiction's requirement)
You are not located in a restricted jurisdiction

Exchange Account Security

You are responsible for:

Securing your exchange accounts
Using strong passwords
Enabling two-factor authentication (2FA)
Safeguarding API keys (never share them)
Protecting your funds from hacks
Verifying withdrawal addresses

I will NEVER:

Ask for your exchange login credentials
Ask for your 2FA codes
Ask for your private keys
Request direct access to your exchange account

If anyone claiming to be me asks for these, it is a scam.

7. Refund Policy

30-Day Money-Back Guarantee

Premium Monthly/Yearly Services:

Full refund if requested within 30 days of first payment
No questions asked
Applies to service fees only (not trading losses)
After 30 days, no refunds (but can cancel to stop future charges)

Profit-Share Model:

No upfront payment, so no refunds needed
Can stop following signals anytime
No penalties for stopping

Prop Trading Support:

Challenge Phase: No upfront payment (you pay only if you pass)
Success Fee (after passing): Non-refundable once challenge is passed
Live Account Profit-Share: Can stop anytime, no refund of past shares

What's NOT Refundable

Trading losses from signals you took
Opportunity costs or missed profits
Fees paid to exchanges or prop firms
Subscription fees after 30-day window
Profit-share payments already made
1-on-1 mentorship sessions already completed

8. Intellectual Property

Protected content includes:

Educational course materials
Video lessons and recordings
Charts and analysis
Written content and articles
Trading signals and strategies
Graphics, logos, and branding

Your Usage Rights

You MAY:

Use content for your personal education
Take notes for personal reference
Apply strategies in your own trading

You MAY NOT:

Reproduce or copy content
Share course materials with non-members
Resell or distribute signals
Create competing services using my content
Post content publicly (social media, forums, etc.)
Use content for commercial purposes

Violation of intellectual property may result in:

Immediate termination of access
No refund
Legal action if necessary

9. Privacy & Data Protection

Information We Collect

When you use our services, we may collect:

Name and email address
WhatsApp/Telegram username
Payment transaction data (USDT addresses)
Trading experience and account size (optional)
Communication history with us

How We Use Your Data

Your information is used to:

Provide services you purchased
Send market analysis and signals
Respond to your inquiries
Process payments and refunds
Improve our services

We will NEVER:

Sell your personal information to third parties
Share your data with marketers
Spam you with unrelated promotions
Publicly disclose your trading results without permission

Data Security

We implement reasonable security measures to protect your data, but no system is 100% secure. You acknowledge the inherent risks of internet communication.

Your Privacy Rights

You have the right to:

Request deletion of your data
Opt-out of marketing emails
Access your data we have stored
Correct inaccurate information

10. Testimonials & Results Disclaimer

Individual Results May Vary

Testimonials and success stories on this website:

Are from real students (not fabricated)
Represent individual experiences
Are NOT typical results
May not reflect average performance
Can vary based on many factors

Factors affecting individual results:

Starting capital size
Risk tolerance and discipline
Market conditions during their trading period
Time dedicated to learning
Psychological factors
Execution quality

No Endorsement of Performance

Featuring a testimonial does NOT mean:

You will achieve the same results
The student's success is guaranteed to continue
I endorse their specific trading style
Their results are typical for all students

11. Communication & Support

Response Times

While I strive to respond quickly:

Response times are estimates, not guarantees
WhatsApp: typically 2-6 hours (but may be longer)
Telegram: typically 6-12 hours (requires VPN access)
Email: typically 24-48 hours

I am NOT available 24/7. I have personal time, weekends, and may occasionally be unavailable due to:

Personal emergencies
Technical issues
Holidays or travel
High message volume

No Guarantees of Availability

Services may be interrupted due to:

Technical failures
Internet outages
Platform issues (WhatsApp/Telegram downtime)
Maintenance or updates
Force majeure events

I am not liable for losses incurred due to service unavailability.

12. Modification of Terms

Right to Update

BitSignal Capital reserves the right to:

Modify these disclaimers at any time
Change service offerings
Adjust pricing
Update policies and terms

Changes become effective:

Immediately upon posting on website
You are responsible for reviewing changes
Continued use = acceptance of new terms

Service Termination

I reserve the right to:

Terminate or suspend services at any time
Remove users who violate terms
Refuse service to anyone
Discontinue offerings without notice

13. Anti-Scam Warning

Beware of Impersonators

Common scams:

Fake WhatsApp/Telegram accounts pretending to be me
Phishing websites mimicking BitSignal Capital
Promises of "guaranteed profits" using my name
Requests for exchange login credentials
Investment opportunities "on my behalf"

How to Verify It's Really Me

Official Contact Methods ONLY:

WhatsApp: +923136684453
Telegram: @BitSignalCapital
Email: bitsignalcapital@gmail.com
Website: sites.google.com/view/bitsignalcapital

I will NEVER:

Contact you first offering "exclusive opportunities"
Ask for your exchange passwords or 2FA codes
Promise guaranteed returns
Ask you to send money for "investment opportunities"
Request payment outside of official USDT addresses

If someone contacts you claiming to be me:

Verify through official channels above
Ask them to confirm a detail only I would know
Never send money without verification
Report impersonators to platform support

14. Severability

If any provision of this disclaimer is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

15. Governing Law

These terms shall be governed by and construed in accordance with international trading law and principles of equity.

16. Contact for Legal Matters

For legal questions or concerns regarding these disclaimers:

Email: bitsignalcapital@gmail.com
Subject Line: "Legal Inquiry"

17. Acknowledgment & Acceptance

By using BitSignal Capital's services, you acknowledge:

✅ I have read and understood this entire disclaimer
✅ I understand cryptocurrency trading involves substantial risk
✅ I could lose all my invested capital
✅ No profits are guaranteed
✅ Past performance doesn't guarantee future results
✅ I am solely responsible for my trading decisions
✅ I will conduct my own research (DYOR)
✅ I am of legal age and trading is legal in my jurisdiction
✅ I accept all risks associated with trading
✅ BitSignal Capital is not liable for my trading losses

If you do NOT agree with these terms, DO NOT use our services.

Final Reminder

Trading is risky. Most traders lose money. You could lose everything.

Only trade with money you can afford to lose completely
Never use borrowed money or leverage you don't understand
Education reduces risk but doesn't eliminate it
Discipline and risk management are more important than signals
Take responsibility for your own financial decisions

If you cannot accept these risks, do not trade.

Questions About These Terms?

Contact me for clarification:

WhatsApp: +923136684453
Email: bitsignalcapital@gmail.com

Last Updated: January 2026

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