Welcome to Bingcard, operated by GINBE LTD UK ("we," "our," or "us"). We are committed to protecting your privacy and providing a secure, anonymous financial environment. This Privacy Policy outlines our practices regarding the collection, use, and protection of your data when you access our website and use our No-KYC virtual crypto debit card services. By registering an account and using our platform, you consent to the practices described in this document.
Unlike traditional financial institutions, Bingcard is built on a strict privacy-first, No-KYC (Know Your Customer) framework. We do not require, ask for, or store personally identifiable information (PII) such as your government-issued ID, passport, driver's license, physical residential address, or real name to issue your virtual debit cards.
To provide our services, we only collect the absolute minimum data required for account functionality:
Account Information: A valid email address and a secure password to create and manage your dashboard.
Transaction Data: Public cryptocurrency wallet addresses used for depositing funds, transaction hashes (TXIDs), and internal ledger balances.
Card Usage Data: Necessary transaction metadata (such as authorization requests, merchant names, and settlement amounts) required by payment networks to process your purchases and enable Apple Pay functionality.
Technical Data: IP addresses, browser types, and standard web server log information utilized strictly for anti-DDoS protection, fraud prevention, and maintaining website security.
The minimal data we collect is used exclusively to operate, maintain, and improve the Bingcard service. Your email address is used for password recoveries, important service updates, and customer support communications. Your transaction and card usage data are utilized to instantly reflect your cryptocurrency deposits, generate your virtual debit cards, process offline and online payments (including Apple Pay integrations), and facilitate merchant refunds. We also use technical data to detect and prevent malicious activities, such as automated bot attacks or unauthorized access to user dashboards.
We firmly believe that your financial data is your own. We do not sell, rent, or trade your personal information or transaction history to marketing agencies, data brokers, or third-party advertisers. Information is only shared with third parties under the following strictly limited circumstances:
Payment Processors and BIN Sponsors: To issue a functioning Visa or Mastercard virtual card that works globally, transaction metadata must be securely transmitted to our banking partners and card networks. This data is limited to what is technically required to authorize a payment.
Apple Wallet Integration: When you add your Bingcard to Apple Pay, necessary encrypted tokens are exchanged with Apple to enable NFC contactless payments.
Legal Compliance: As a registered entity (GINBE LTD UK), we may be forced to comply with valid, legally binding law enforcement requests. However, because we do not collect PII or KYC documentation, our ability to identify individual users is inherently limited to the anonymous technical and transactional data we possess.
We employ industry-standard cryptographic protocols to secure our platform. All data transmitted between your browser and our servers is encrypted using Secure Socket Layer (SSL/TLS) technology. User passwords are securely hashed using modern cryptographic algorithms, and we maintain robust internal firewalls to protect database integrity. Furthermore, in accordance with our terms, cards that remain inactive for a period of 6 months are automatically deactivated, and associated superficial data is periodically purged from our active databases to minimize risk.
Bingcard uses minimal cookies essential for website functionality. Session cookies are utilized to keep you logged into your dashboard securely as you navigate the platform. We do not use intrusive third-party tracking cookies or pixel tags to monitor your browsing behavior across other sites.
You maintain full control over your Bingcard account. You have the right to access your transaction history, update your email address, and request the deletion of your account. If you wish to terminate your account and erase your associated data from our servers, you may contact our support team. Please note that blockchain transactions are public by nature, and we cannot erase data permanently recorded on decentralized ledgers.
If you have any questions, concerns, or requests regarding this Privacy Policy or how your data is handled, please reach out to our dedicated support team via the Support section on our website. We are dedicated to ensuring your experience remains secure and anonymous.