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Since it retook Kabul in August 2021, the Taliban has imposed tight currency controls that bar locals from using the US dollar and Pakistani rupee, and banned online trading in a bid to prop the afghani up.

If we put these two points together, this means that Buy the Dip will outperform DCA when big dips happen earlier in the time period. The best example of this is the period 1928-1957, which contains the largest dip in U.S. stock market history (June 1932):

For example, the best 40-year period between 1920 and 1979 was from 1922-1961, where your $48,000 (40 years * 12 months * $100) in total purchases grew to over $500,000. Compare this to the worst period 1942-1981, where your $48,000 in total purchases only grew to $153,000. That is a difference of 226%, which is much larger than any divergences we saw between the DCA and Buy the Dip timing strategies!

One of the biggest mistakes I made when I got started as a music producer was setting the wrong price for my beats. I know that this is a common issue we as producers struggle with. Each instrumental track that you create is a work of art, so you must be careful not to just give it away.

A typical non-exclusive instrumental beat might go for $25-100, while an exclusive beat may go for $300 or more. Now, these are just examples. Your prices will also depend upon your level of experience. My example is for an average non-famous and non-established beat maker/music producer.

To make beats for exclusive sale, you have to be sure that you are willing to let only one person/company use the beat. Most major label artists will never buy a beat that is not exclusive. Generally you might want to start your best beats out as exclusive licenses.

Everyone would love to make a beat and sell it for a lot of money, but the reality is there are a lot of beat makers with the same idea. Eventually all professional beat makers will be selling exclusive licenses only.

There is no question Carmax is good at what they do, but the million dollar question is, "when I need to sell my car, is there a way to beat Carmax's offer without giving up convenience?" Before answering that question, it is helpful to understand how Carmax really works.

The best of the best bring top dollar at Carmax. We also reviewed a small cross section of their retail inventory and discovered the average difference between wholesale value (based on auction guide) and their no-haggle list price is $4,475. Here is the breakdown by vehicle type and sample size:

So, how do I beat Carmax's offer every time? Simple, you become like them by elevating the sale of your car from below wholesale (their offer) to near retail (thousands of dollars higher). And no, that does not mean you have to give up convenience by taking on all the dreaded and dangerous things associated with selling your car yourself on Craigslist, Autotrader or other listing sites. Carmax and many others want you to believe there are only two options available - sell it to a dealer or sell it yourself. That is just not true. There is a third option that moves your car up to retail and puts way more money in your pocket without lifting a finger to sell it. Sound too good to be true?

Ask yourself another question - where are vehicles typically sold for retail value? Correct, at car dealerships. So, the way to beat Carmax's offer (and in many cases, private selling) is by finding retail used car dealerships that will sell your car for you right along side their cars. A place where you can literally turn over the entire retail selling process to a professional, licensed dealer who sells cars like yours for a living.

Three teams of two players each compete through four rounds (five in season 1) to identify a series of songs, banking money for each correct answer.[2] After the fourth round (fifth in season 1), the highest-scoring team plays head-to-head against the Shazam app, attempting to increase their winnings by naming up to six songs before it can identify them. Any team that beats Shazam on all six songs wins the grand prize of $1,000,000.

After all five songs have been played, the team is given a category for a sixth and final song. They may either end the game and keep their winnings or attempt to identify this song. If they choose to continue, only one team member may play. If the contestant correctly names the song before Shazam, the team's entire winnings are doubled; if the team beats Shazam on all six songs, the team's winnings are increased to the grand prize of $1,000,000.[4] Giving a wrong answer or no answer on the final song cuts the team's winnings in half. However, if they choose to keep their winnings, they are given a chance to play the final song unofficially and see if they would have been able to name it.

Without winning the grand prize, a team can win up to $352,000 ($452,000 in season 1; $448,000 in season 2; $404,000 in season 3) over the course of the entire game, by identifying every song in the main game, beating Shazam on four of the first five songs in the bonus round, then beating it again on the sixth.

There you go with that reflexive sniffiness about dollar stores. You get what you pay for, right? Nothing but brand-name knockoffs or cheap stuff built to not last, you figure. And then the biggest player in the game, Dollar Tree, raised its fixed price from $1 to $1.25 on most items. How is that even a dollar store?

This is the oldest drum beat on our list! This legendary floor tom groove was first played by Gene Krupa in 1937 with bandleader Benny Goodman. On the recording, you can hear him vary the accent patterns throughout, but the version shown here is what he plays at the very beginning of the original track. Be sure to play this one with a swing feel as well!

It's a good job too, as the wireless earbuds market is now more competitive than ever. But the Beats Fit Pro show that Beats can mix it up with the best at their price level. While it's just shy of achieving the full five stars, this is by far the most enjoyable and balanced-sounding Beats buds we've heard. Looks like Beats might have just come of age...

Whatever your preference, shopping for the best savings account rate is critical for maximizing your returns. You should also look for fees, transaction limits or minimum balance requirements that could potentially affect your interest earnings.

Our team of experts analyzed hundreds of data points and then used data-driven methodology and thorough fact-checking to come up with the best savings accounts. We heavily emphasized APY because maximizing earnings is the most important feature of savings accounts. You can read more about our methodology below.

With an impressive 5.25% APY, UFB Direct offers the best savings account rate on this list. Its high-yield savings account has no monthly maintenance fee, balance requirements or minimum deposits. It comes with a complimentary ATM card and free withdrawals at 91,000 ATMs nationwide. UFB Direct also has easy-to-use digital banking tools, such as check deposits with your smartphone and account access via SMS messaging. Both the Google and Apple apps are highly rated. If you prefer to do your banking in person, be aware that UFB Direct only has one physical branch. You can contact UFB Direct via online chat during regular business hours or speak to a Direct Banker by phone 24/7.

The Bask Interest Savings Account is best for people looking for somewhere to park their money and leave it. Transaction limits, a lack of ATM network and no cash deposit may make it inconvenient for those needing regular access to their funds.

SoFi Checking and Savings has many helpful features, including tools to automate your savings, an overdraft program and potential to get your paycheck up to two days early. There is also a cash bonus of $50 or $250 when you open your account, depending on your direct deposit amount. Although it has a slightly lower APY than its competitors (4.60%), SoFi has the best Trustpilot and mobile app ratings on our list. It also has no monthly maintenance fee, deposit requirement or required minimum balance. When you sign up for a savings account, you automatically get a checking account with 0.50% APY.

LendingClub offers a 4.50% APY on its high-yield savings account, which is substantially better than the national average, according to FDIC data.

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Although it requires a $100 initial deposit, LendingClub has no required minimum balance or monthly maintenance fees. It also allows free internal and external transfers (however, there may be a limit to the dollar amount).

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You receive a free ATM card with your account, which you can use at over 37,000 ATMs, free of charge. LendingClub also offers rebates to cover fees when you use out-of-network ATMs.

CNN Underscored Money analyzed 65 savings accounts from 54 financial institutions to come up with the rankings for the best savings accounts. This included accounts from a mix of traditional banks, online banks and credit unions that are available nationally. We ranked each account on nine data points across six categories.

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