SAFETY & INSURANCE

It's important to understand both international and domestic medical insurance, so that your policy's benefits can be maximized to cover the cost of treatment.

When answering the call and traveling on a trip, you recognize that there are two very important issues associated with this unique type of travel:

1. Where you are going is inherently more dangerous than where you live.

You are going to a place where people need help. Not only is the educational message needed but often physical help is needed as well. The living conditions will be different and the food and water could also be a possible risk. By agreeing to go you are assuming that risk and putting yourself out there to be used while on the mission trip.

2. If there are expenses over and above the cost of the trip, including medical expenses, you are responsible for these personal expenses.

However, you have purchased a travel medical insurance policy to help shift the responsibility of most of these expenses onto the insurance company.

As a participant with AT.LS Foundation, you have been enrolled in travel medical coverage provided by Institute according to the programs you have joined. The purpose of this page is to give you an overview of your benefits, and answer some of the common questions associated with this coverage.