Whether you’re new to managing your own finances or you just need a quick refresher, we have you covered with our financial basics.

Maintain financial wellness

When your finances are in order — you feel like you have your bills under control, a rainy day fund for emergencies, a decent start on a retirement nest egg and a plan for future expenses — you feel like you can accomplish anything. It takes time to get there, and we can help.

Discuss finances with your family

Many of us may have been told it’s rude to talk about money. But it’s important to make sure we have the same financial values as our partners, our parents are taken care of as they get older or our children understand how to handle money. The earlier you start having conversations about finances with loved ones, the more in sync you’ll be when you have to make big decisions.

Here are a few tips for talking about money with your family:

• Schedule a meeting. This allows everyone to prepare questions or think about what they’d like to say.

• Stay calm. People have different emotional attachments to money and tensions can rise. Try to think about the goal of the meeting and take a break if you need to.

• Invite a neutral party. Having an objective party involved can help keep the meeting on track, and if it’s a financial professional who can help with planning, all the better.

Suggested Books:

1. How Money Works: The Facts Visually Explained

2. The Total Money Makeover: A Proven Plan for Financial Fitness

3. Personal Finance Made Easy for Young Adults

4. The Infographic Guide to Personal Finance