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Questions? Visit Us: 1108 E Main St, Richmond, VA•
Don't let high premiums keep you off your bike - we deliver maximum protection at rock-bottom prices for Virginia riders
Virginia Motorcycle Insurance Requirement
Minimum Required Coverage
Bodily Injury Liability: $50,000 per person / $100,000 per accident
Property Damage Liability: $25,000 per accident
Important: Same requirements as auto insurance - coverage is mandatory
Motorcycle Coverage Types
Liability Insurance
Bodily injury protection
Property damage coverage
Legal defense costs
Physical Damage Coverage
Comprehensive: Theft, vandalism, fire, weather damage
Collision: Accident damage to your motorcycle
Custom Parts & Equipment: Coverage for aftermarket modifications
Additional Protection
Medical Payments: Healthcare costs regardless of fault
Uninsured Motorist: Protection when others lack coverage
Roadside Assistance: Towing and emergency services
Trip Interruption: Coverage for travel expenses after breakdowns
Why Motorcycle Insurance Matters
Motorcycles are 28 times more likely to be stolen than cars
Higher risk of serious injury in accidents
Custom parts and accessories need specialized coverage
Virginia law requires proof of insurance
Protection against uninsured drivers
Types of Motorcycles We Cover
Standard motorcycles and cruisers
Sport bikes and racing motorcycles
Touring bikes and long-distance riders
Scooters and mopeds
Vintage and classic motorcycles
Custom and modified bikes
Motorcycle Insurance Discounts
Multi-policy discounts (combine with auto insurance)
Motorcycle safety course completion
Experienced rider discounts
Anti-theft device installation
Storage discounts (garage-kept bikes)
Good driving record rewards
Claims Support for Riders
24/7 claims reporting
Preferred motorcycle repair shops
Custom parts replacement assistance
Rental vehicle coverage during repairs
Total loss protection
Contact for Motorcycle Insurance
Phone: (804) 917-2127
Address: 1108 E Main St, Richmond, VA 23219
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