DUI Doesn't Mean Bankruptcy - Get FR44 Coverage That Won't Break the Bank!

• SR22 Minimums: $50,000/$100,000/$25,000

• FR44 Requirements: $100,000/$200,000/$50,000 (double SR22 limits)

• SR22: Various violations including DUI, reckless driving, uninsured driving

• FR44: Specifically for alcohol-related convictions (DUI/DWI)

• First-time DUI/DWI offenders

• Repeat DUI/DWI offenders

• Alcohol-related reckless driving

• Refusing breathalyzer test

• Maryland residents convicted of DUI in Virginia

• Other states' residents with Virginia DUI convictions

• Military personnel stationed in Virginia

• Complete Court Requirements: Satisfy all court-ordered obligations

• Obtain FR44 Insurance: Purchase policy meeting minimum requirements

• DMV Filing: Insurance company files FR44 certificate electronically

• Pay Reinstatement Fees: Submit required fees to Virginia DMV

• License Restoration: Receive valid driver's license once all requirements met

• FR44 requires double the coverage limits

• DUI conviction significantly increases rates

• Shopping multiple carriers is essential

• Any gap in coverage triggers immediate DMV notification

• License suspension occurs automatically

• Restart entire filing period if coverage lapses

• Not all insurance companies offer FR44

• Specialized high-risk insurers often required

• Independent agents have access to more options

Typically 3 years from your conviction date, but the court or DMV will specify your exact requirement period.

You must maintain FR44 coverage for the full required period, even if you move to another state.

Yes, non-owner FR44 policies provide coverage when driving borrowed or rental vehicles.