The FHA 1938 Manual

TO SEE ALL MAJOR LEGISLATION ON HOUSING AND URBAN DEVELOPMENT ENACTED SINCE 1932, VISIT THE U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT AT https://www.hud.gov/sites/documents/LEGS_CHRON_JUNE2014.PDF

The 1938 FHA Underwriting Manual provides a fascinating look into how the federal government segregated America through use of housing laws.

TABLE OF CONTENTS

PREFACE

REPORTS

PART I – ORGANIZATION AND PROCEDURES:

Sections 1 and 2 are not included.

PARAGRAPHS

Section 3. Preliminary Examination 301 - 399

Section 4. Compliance Inspections 401 - 499

Section 5. Minimum Eligibility Requirements 501 - 599

PART II – MORTGAGE RISK RATING:

Section 6. Methods of Mortgage Risk Rating 601 - 699

Section 7. Rating of Mortgage 701 - 799

Section 8. Rating of Property 801 - 899

Section 9. Rating of Location 901 - 999

Section 10. Rating of Borrower 1001 - 1099

Section 11. Rating of Commercial Borrower 1101 - 1199

Section 12. Rating of Earning Expectancy 1201 - 1299

PART III – VALUATION:

Section 13. Methods of Dwelling Valuation 1301 - 1399

Section 14. Valuation of Amenity Income Dwellings 1401 - 1499

Section 15. Valuation of Rental Income Dwellings 1501 - 1599

PART IV – COST ESTIMATION:

Section 16. Methods of Dwelling Cost Estimation 1601 - 1699

Section 17. Application of Cost Estimation Methods 1701 - 1799

PART V – COMPILATION OF DATA:

Section 18. Compilation and Recordation of Data 1801 - 1899

Section 19. Construction Cost Data 1901 – 1999

REPORTS