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Pick the plan that best fits your lifestyle . . .
Pick the plan that best fits your lifestyle . . .
Comprehensive Medical Coverage
WorldCare Series (Individuals & Families)
Standard - Rates starting at $57mo.
Premier - Rates starting at $97mo.
Premier Plus - Rates starting at $181mo.
Senior Care Plus (Seniors over age 50-79)
Senior Plus 500 - Rates starting at $120mo.
Senior Plus 1500 - Rates starting at $93mo.
Senior 2500 - Rates starting at $81mo.
WorldTraveler (Travel Insurance)
Traveler Standard - Rates starting at $1.87 daily
Traveler Premier - Rates starting at $3.19 daily
Traveler Premier Plus - Rates starting at $5.95 daily
Marine crew insurance plans for yacht, Captains, Crew & Marina Workers
Mariner Premier - Rates starting at $121mo.
Congregation, Churches, Missionaries & Religious Organizations
Faith Care Plus - Rates starting at $79mo.
Things to know about picking a health insurance plan...
Things to know about picking a health insurance plan...
TransPacific has designed several medical plans to fit your specific medical needs.
Important information about choosing our health plans: All copayments are in local currency.
These categories show how costs are shared between you and your plan. Plan categories have nothing to do with the quality of care.
Major Medical Insurance: It’s essential to consider your total healthcare costs, not just the premium. Other out-of-pocket costs have a significant impact on your total healthcare spending — sometimes more than the premium.
We offer various health insurance plans tailored to meet your specific needs—Major Medical Coverage, Limited Benefits Coverage, and Essential Coverage. Our Major Medical Insurance plans are designed to cover a majority percentage of the medical costs an average individual or family will pay in a given year. Major medical insurance is long-term, comprehensive health and catastrophic coverage.
Limited Benefit Insurance, in contrast, provides coverage for everyday illnesses and accidents at affordable rates by offering specific benefits with capped coverage limits.
Essential Benefit Insurance
Essential Benefit Insurance is not a comprehensive major medical plan, nor is it intended to replace a major medical plan. The plan is designed to provide you and your covered dependents with basic insurance coverage, capped at specific amounts for certain services.
Essential Health Benefits include items and services in the following ten benefit categories: (1) ambulatory patient services; (2) emergency services; (3) hospitalization; (4) maternity and newborn care; (5) laboratory services; (6) preventive and wellness services and chronic disease management; and (7) pediatric services.
Some plans may limit your provider choices or encourage you to get care from the plan’s network of doctors, hospitals, and other medical providers, helping you save out-of-pocket money. Other plans may pay a greater share of costs for providers outside the plan’s network. Learn more about our health insurance plans and pick a health insurance plan that’s right for you.
See Eligibility Below.
Everyone is welcome, regardless of their immigration status or background.
Essential Benefit Insurance
& Limited Benefit Insurance.
Optima series of health insurance is a mixture of Major or Comprehensive Medical Coverage and Essential or Basic benefit plans. These medical plans are significantly lower in cost and more restrictive than major medical insurance but offer lower premiums.
Limited-benefit plans include critical illness plans and indemnity plans, which are policies that only pay a predetermined amount, regardless of the total charges.
Provides Essential coverage
Optima Level 1 - Rates starting at $11 mo.
A mixture of Major Medical Care and Limited Benefits
Optima Basic 100/25k - Rates starting at $44 mo.
Optima Basic 200/50k - Rates starting at $38 mo.
Optima Basic 500/50k - Rates starting at $31 mo.
Optima Gold 100/50k - Rates starting at $72 mo.
Optima Gold 200/50k - Rates starting at $39 mo.
Optima Gold 500/50k - Rates starting at $33 mo.
Optima Platinum 100/75k - Rates starting at $49 mo.
Optima Platinum 200/75k - Rates starting at $43 mo.
Optima Platinum 500/75k - Rates starting at $35 mo.
Optima Memorial - Rates starting at $16 mo.
Optima Asia Vietnam - Rates Starting at $5 mo.
Optima Africa Nigeria Comprehensive Coverage for Nigeria -Rates starting at $ 10 mo.
DO YOU NEED COVERAGE IN THE UNITED STATES?
If you are a resident, you will need coverage in the US at any point:
Are you a foreign national visiting the US?
You are a foreign national living as an expat in the US.
You are a foreign national already in the US without coverage.
Eligibility
Immigrant Families Are Welcome -
No documentation is required - No reporting -
No Verification
TransPacific International Insurance Company, Ltd. offers insurance coverage to individuals and families of all nationalities. To be eligible and qualified for coverage under this insurance policy, a person must be aged 14 days to 69 years old or age 79 if enrolled in Senior Plus. Coverage ends at age 70 or 79 years and older are not eligible for coverage:
a) For coverage in the United States: (i) a person must be a Non-United States Citizen; (ii) have an address outside the United States. (Coverage is not available to United States citizens residing in the United States).
No documentation required - No reporting. Since January 2017, changes in U.S. immigration enforcement policy and increased enforcement activity have caused fear among immigrants and their families, undermining trust in the U.S. government agencies and resulting in eligible people going without access to health care.
Suppose you are a member of an immigrant family. In that case, it is safe to apply for health coverage, mainly if their family includes someone not authorized to be in the United States. We want to address these concerns.
The U.S. laws and policies about immigrants’ eligibility for health coverage have not changed. TransPacific is a New Zealand insurance company and does not offer insurance to United States citizens. We offer insurance to all, so long as you have a residential address outside the United States.
U.S. Federal and state laws protect the privacy of people who apply for or use health coverage and prohibit any information from being disclosed when applying for coverage.
This information is used only to determine the applicant’s eligibility for insurance and not for immigration enforcement purposes.
The Company protects all information submitted and will not be disclosed to any third party or government agency.
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