Products & Rates

Shares/Savings Account*

Basic Savings .25 % APY Quarterly Dividend Rate $25.00 minimum balance, dividend paid to open accounts at end of quarter.

Your deposits are always safe.

Federally insured credit unions such as WSFCU offer a safe place for members to save money. All deposits at federally insured credit unions are protected by the National Credit Union Share Insurance Fund, with deposits insured up to at least $250,000 per individual depositor. Credit union members have never lost a penny of insured savings at a federally insured credit union. Additional information on NCUA share insurance coverage for consumers is available at MyCreditUnion.gov.

Loan Accounts*

Unsecured Loans (Signature)

Personal Loan 6.5%APR 24 months $100.00 minimum; $5,000.00 maximum

Personal Loan 7.5%APR 24 months $5,000.00 minimum; $7,500.00 maximum

Personal Loan 11.5%APR 36 months $7,500.00 minimum; $10,000.00 maximum

Vehicle Loans

New Car Loan 1.9%APR 60 months Maximum New Car Loan $55,000.00

New Car Loan 2.9%APR 72 months

Used Car Loan 4.9%APR 48 months 1 - 3 years old

Used Car Loan 5.9%APR 36 months 4 or more years old

Boat/RV/UTV Loans

Boat/RV Loan 2.9% APR 60 months Maximum New Car Loan $55,000.00

Boat/RV Loan 3.9% APR 72 months

Used Boat/RV 5.9% APR 48 months 1-3 years old

Used Boat/RV 6.9%APR 36 months 4 or more years old

*All rates are subject to change at any time, and may vary based on Credit Rating. All loans are subject to approval. Apply by email or mail using our Loan Application Form at the bottom of the page. Please include a copy of a recent payroll/income verification for faster turnaround.

Fees and Disclosures

Deposit Account Fees: Basic Savings--None

Loan Account Fees: No processing fees. Payments received 14 days or more after due date will be charged a late fee of 5% of the monthly payment amount.

Miscellaneous Fees: All--None

Loan Application.pdf