Tirzah Jacob, LPC - Fees & Health Insurance

Fee Structure & Payment:

Initial Intake Appointment: $195

Regular Appointment: $170

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Fees are hourly and are determined by using "usual & customary" criteria. This means fees are based on what other providers are charging for the same or similar healthcare service in a particular geographic area.

Some fee reduction options are available for clients without health insurance and/or whose income is variable... i.e. college students, single parents without spousal support, people with temporary unemployment, etc.

PayPal, Venmo & Visa/MasterCard are accepted.

Payment is due at the time of service. To avoid a missed appointment fee, cancellations must be made at least 24 hours in advance.

Using Health Insurance:

Most major health insurance plans typically cover about 80% of the cost of services provided by an 'in- network' licensed professional counselor. When using health insurance, the contracted clinician's fees are set by the insurance carrier, not the clinician. The fee set by the insurance carrier is based on that contract and is not negotiable. Choosing an 'in-network' provider will reduce out-of-pocket costs to clients.
It is the client's responsibility to communicate with their insurance carrier, prior to their first appointment, to be informed of coverage and any out-of-pocket costs (if you are unsure of your coverage, be prepared to pay the full fee at your first appointment).**
My office will bill your insurance carrier directly to collect payment. The carrier will then send you a copy of an 'explanation of benefits' (EOB), which will summarize the payments they have made to the clinician, as well as the amount of your co-pay and/or deductible responsibility.
Co-pay and/or deductible amounts are collected from clients at the time of service. These amounts vary, depending on the insurance plan you and/or your employer have chosen.

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** Here is a form you can download, with info and some instruction on what to ask your insurance carrier regarding the specifics of your coverage. If you need further clarification after speaking with the insurance carrier, you may also contact my office with questions about billing.

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