Investment FAQ

Is there a guaranteed interest rate?

There is NO guaranteed interest rate but based on our historical performance, our investment grows at a pace of 2% per month. Note that the interest rate may go higher or lower than 2%.

Is my investment guaranteed?

No.

Can I withdraw my investment anytime?

Yes, you can withdraw your investment anytime without any penalties. However, you may make a withdrawal only when you don't have any outstanding loans.

Do i need to deposit a certain amount every month into my investment account?

No.

Can I make a partial withdrawal from my investment?

Yes, as long as you will still have 2000 pesos remaining in your investment account after your partial withdrawal.

Is there a holding period for my investment?

No. You may withdraw your investment at any time.

Where is my money invested?

Your money may be invested in Salva Vida Co. loans

How is my investment earnings computed?

Your earnings is computed following this formula:

Earnings= (NAVPS on redemption date- NAVPS on subscription date) x number of shares

How is the NAVPS (Net Asset Value Per Share) computed?

The NAVPS is computed weekly by dividing the Total Assets of Salva Vida Investment Funds by the total number of outstanding shares. Click here to check the current NAVPS.

Valuation of the fund: Every Friday of the week, at 11:00PM (NAVPS will be published in our website only on the second Friday of each month but is available upon request every Friday of the week)

The initial NAVPS is P1.00. Click here to view the Current NAVPS.

When can I open an investment account and add to my investment or withdraw from it? 

Schedule for withdrawals and subscriptions (investment) requests is every Friday of the week. Cutoff time for requests is 10:00 PM every Friday.

Is there a chance for me to lose my investment?

If you will redeem your shares at a NAVPS that is lower than the NAVPS on your contribution date, you will lose money.

Is there anything that I have to do to start investing?

We recommend that you have a six month emergency fund before investing. This will ensure that you won't be forced to redeem your investment at a loss..

How do I know that SV investment Funds is the right product for me?

SV investment Funds is a great product for people looking for wealth accumulation and are willing to remain invested in the long term. Are you expecting to withdraw periodic (e.g., monthly) earnings from your investment? If so, please bear in mind that some periods may show high earnings while other periods may show low earnings or even unrealized losses for that period, in which case, there will be no earnings to withdraw for that period. What is your risk appetite? Are you willing to take risk in exchange for higher returns or are you risk averse and do not want to take any risk at all? It is important to bear in mind that the higher the risk, the higher the returns.

How do I redeem from my investment account?

Click here to make a redemption.

What are the fees/charges involved?

There is a subscription fee of 0.05% for every subscription to SV Investment Funds. The subscription fee is deducted from your investment amount upon subscription.

Are you ready to invest?