Re-Submissions

Aboah Addo, Kwabena, Shams Pathan, and Steven Ongena, 2025, Overconfident bank CEOs: Risk amplification amid economic policy uncertainty?, July, SFI RP 24-31., submitted again to the Journal of Banking and Finance.

Wang, Fangfang, Florina Silaghi, Steven Ongena and Miguel García-Cestona, 2025, ESG ratings, ESG news sentiment and firm credit risk perception, July, SFI RP 25-24, resubmitted to the Financial Analysts Journal.

Kazakis, Pantelis, Woon Sau Leung and Steven Ongena, 2025, Firm complexity and investment efficiency, March, SFI RP 23-89, re-submitted to Contemporary Accounting Research (3r round).

Bobiceanu, Andreea Maura, Simona Nistor and Steven Ongena, 2025, Banks’ stock market reaction to prudential policy announcements: The role of central bank independence and financial stability sentiment, May, re-submitted to the Journal of Financial Stability.

Goncharenko, Roman, Mikhail Mamonov, Steven Ongena, Svetlana Popova and Natalia Turdyeva, 2025, Quo Vadis? Bank closures, firm performance, and new bank-firm relationships, June, SFI RP 25-52, to be re-submitted to the Review of Finance.

Duong, Kiet Tuan , Toan Huynh, Steven Ongena and Nam Vu, 2025, Sanctions and knowledge spillovers, January, to be submitted again to Research Policy.

Akyildirim, Erdinc, Shaen Corbet, Steven Ongena and David Staunton, 2024, Understanding reputational risks: The impact of ESG events on European banks, SFI RP 24-39, to be resubmitted to the Journal of International Financial Markets, Institutions and Money.

Li, Sheng, Mrinal Mishra, Steven Ongena and Vasso Ioannidou, 2025, Graduating from group to individual loans, with the help of personal guarantees, February, SFI RP 25-20, to be resubmitted to Financial Management.

Ongena, Steven, Sara Pinoli, Paola Rossi and Alessandro Scopelliti, 2024, Bank credit and market-based finance for corporations: The effects of minibond issuances for unlisted firms, December, SFI RP 20-93, to be resubmitted to the Journal of Financial and Quantitative Analysis (3rd round).

Bu Di, Matti Keloharju, Yin Liao and Steven Ongena, 2024, Can lending hierarchies balance bias? The role of personal environmental values in credit to green firms, December, to be resubmitted to the Journal of Financial and Quantitative Analysis.

Atmaca, Sumeyra, Karolin Kirschenmann, Steven Ongena and Koen Schoors, 2023, Implicit and explicit deposit insurance and depositor behavior, November, to be re-submitted to the Review of Finance..

Altavilla, Carlo, Cecilia Melo Fernandes, Steven Ongena and Alessandro Scopelliti, 2024, Bank bond holdings and bail-in regulatory changes: Evidence from euro area security registers, September, ECB WP 2758, to be resubmitted to the Journal of Money, Credit and Banking.

Célérier, Claire, Thomas Kick and Steven Ongena, 2020, Taxing bank leverage: The effects on bank portfolio allocation, September, to be re-submitted to the Review of Financial Studies.

Under Review

Nguyen, Duc Duy, Steven Ongena, Shusen Qi, Vathunyoo Sila and Yibing Wang, 2025, Biodiversity risk and small business lending, June, SFI DP 25-54.

Ongena, Steven, Alex Osberghaus and Glenn Schepens, 2025, Joining forces: Why banks syndicate credit, July, SFI RP 24-80.

Ongena, Steven, Vasileios Pappas and Athina Petropoulou, 2025, Small is beautiful, … and efficient. On the efficiency premium of U.S. community banks, July, SFI RP 25-29.

Berger, Allen N., Simona Nistor, Steven Ongena and Sergey Tsyplakov, 2025, Do “Too-Big-To-Fail” banks receive preferential treatment in bailouts? Surprising results from a cross-country analysis, April, SFI RP 24-11.

Anastasiou, Dimitris, Antonis Ballis, Christos Ioannidis and Steven Ongena, 2025, Stickiness in bank credit ratings, SFI RP 25-63.

Kapopoulos, Theodore, Dimitris Anastasiou, Steven Ongena and Athanasios Sakkas, 2025, Geopolitical risk and domestic bank deposits, SFI RP 25-64.

Akyildirim, Erdinc, Shaen Corbet, Steven Ongena and David Staunton, 2025, Examining the relationship between bank reputational disaster and sponsored money market fund flows, March, SFI RP 24-24, March.

Karagiorgis, Ariston, Dimitris Anastasiou, Konstantinos Drakos and Steven Ongena, 2025, The leverage of hedge funds and the risk of their prime brokers, SFI RP 25-57.

Beyene, Winta, Manthos D. Delis, Kathrin de Greiff and Steven Ongena, 2025, Bond versus bank financing in the climate transition: The role of stranded-asset risk, July, SFI RP 24-43.

Heo, Yuna and Steven Ongena, 2025, Skilled banker mobility and bank default, July, SFI RP 25-34.

Boissay, Frederic, Emilia  Garcia-Appendini and Steven Ongena, 2025, Through the supply chains it may not transmit? A case of monetary policy bottlenecks, July, SFI RP 22-97.

Karagiorgis, Ariston, Dimitrios Anastasiou, Konstantinos Drakos and Steven Ongena, 2025, The leverage of hedge funds and the risk of their prime brokers, June, SFI RP 25-57.

Akyildirim, Erdinc, Gamze Ozturk Danisman and Steven Ongena, 2025, AI employment and political risk disclosures in earnings calls, June, SFI RP 25-56.

Abedifar, Pejman, Soroush Kamyab, Steven Ongena and Armine Tarazi, 2025, Relationship banking: The borrower's incentives channel, June, SFI RP 24-85.

Wang Yibing, Steven Ongena, Duc Duy Nguyen and Tarik Driouchi, 2025, Paid sick leave mandates and household portfolio choice, May, SFI RP 25-21.

Eyvazi, Ahya, Majid Einian, Steven Ongena and Naser Amanzadeh, 2025, Occupational heterogeneity and the distributional impact of inflation, Mimeo.

Gupta, Manish and Steven Ongena, 2025, Beyond proximity. Fintech, delegation, and the spatial dynamics of the lending by the U.S. Small Business Administration, May, SFI RP 22-31.

Anastasiou, Dimitris, Apostolos Katsafados, Steven Ongena and Christos Tzomakas, 2025, Beyond words: Fed Chairs’ voice sentiments and US bank stock price crash risk, May, CEPR DP 20308.

Cui, Jie, Mamiza Haq, Steven Ongena and Eric K.M. Tan, 2025, Macroprudential policies and their impact on bank earnings management, May, SFI RP 25-33.

Gong Di, Steven Ongena, Shusen Qi and Yanxin Yu, 2025, “Time for a change of scenery”: Loan conditions when firms switch bank branches, May, SFI RP 25-10.

Gao, Mingze, Yunying Huang, Steven Ongena and Eliza Wu, 2025, Borrower technology similarity and bank loan contracting, May, SFI RP 23-84.

Briglevics, Tamas, Artashes Karapetyan, Steven Ongena and Ibolya Schindele, 2025, More data, more credit? Information sharing and bank credit to households, April, SFI RP 24-84.

Gupta, Manish, Danny McGowan and Steven Ongena, 2025, The cost of data privacy law: Evidence from the California mortgage market, April, SFI RP 23-25.

Erten, Irem and Steven Ongena, 2025, Do banks price environmental risk? Only when local beliefs are binding!, April, SFI RP 24-40.

Andrieș, Alin Marius, Steven Ongena and Nicu Sprincean, 2025, Climate-related financial policy and systemic risk, April, SFI RP 25-30.

Mishra, Mrinal, Steven Ongena and Yushi Peng, 2025, Conflict induced beliefs: Evidence from lending, April, SFI RP 20-50.

Fu, Jonathan, Mrinal  Mishra and Steven Ongena, 2025, Narratives and business creation, March SFI RP 25-35.

Benincasa, Emanuela, Gazi Kabas and Steven Ongena, 2025, "There is no planet B", but for banks "there are countries B to Z": Domestic climate policy and cross-border bank lending, March, SFI RP 22-28.

Li, Li, Xiangyang Li, Steven Ongena and Yabin Wang, 2025, Extreme rainfall and municipal financing: Risk pricing and adaptive mitigation by Sponge Cities, March, SFI RP 25-25.

Dursun-de Neef, H. Özlem and Steven Ongena, 2025, Climate change and bank deposits, February, SFI RP 24-46.

Shmygel Alona and Steven Ongena, 2025, Crisis to war: Cyclical systemic risk and bank profitability in Ukraine, January, SFI RP 24-09.

Claessens, Stijn, Steven Ongena and Teng Wang, 2025, “If you don't know me by now ..." Information collection by banks in lending to private firms,  January, SFI RP 23-01.

Mamonov,  Mikhail, Steven Ongena and Anna Pestova, 2024, "Crime and punishment?" How banks anticipate and deal with global financial sanctions, December, SFI RP-23-59.

Altunok, Fatih, Yavuz Arslan and Steven Ongena, 2024, Monetary policy transmission with adjustable and fixed rate mortgages: The role of credit supply, April, CEPR DP 18293.

Beyene, Winta, Matteo Falagiarda, Steven Ongena and Alessandro Scopelliti, 2024, Do lenders price the brown factor in car loans? Evidence from diesel cars, August, SFI RP 22-76.

Danisewicz, Piotr and Steven Ongena, 2024, Pay transparency, bank and non-bank employment, and loan performance, August, SFI-RP 24-21.

Akyildirim, Erdinc, Shaen Corbet, Steven Ongena and Les Oxley, 2024, Greenwashing: Do investors, markets and boards really care?, July, SFI RP 23-90.

Ceccarelli, Marco, Christoph Herpfer and Steven Ongena, 2024, Gender, performance, and promotion in the labor market for commercial bankers, January, SFI RP 23-23.

Gyöngyösi, Győző, Steven Ongena and Ibolya Schindele, 2024, Foreign currency mortgages and monetary policy: A heterogeneous bank-lending channel, January, SFI RP 21-64.

Debener, Jörn, Arved Fenner, Philipp Klein and Steven Ongena, 2023, Textual disclosure in prospectuses and investors’ security pricing, October, SFI-RP 23-93.

Dursun-de Neef, H. Özlem, Steven Ongena and Gergana Tsonkova, 2023, Green versus sustainable loans: The impact on firms’ ESG performance, April, SFI RP 22-42.

Conlon, Thomas, Xing Huan and Steven Ongena, 2022, Basel II and operational risk, December. 

Qi, Shusen, Shu Chen, Steven Ongena and Jiaxing You, 2022, Divorce and credit, January.

He, Qing, Liping Lu and Steven Ongena, 2016, Who gains from credit granted between firms? Evidence from inter-corporate loan announcements made in China, November.

In Progress

Delis, Fotis, Manthos Delis, Sotirios Kokas, Luc Laeven and Steven Ongena, 2025, The pricing of profit shifting, CEPR DP 20365, SFI RP 25-62.

Li, Xiang and Steven Ongena, 2025, Global banks’ macroeconomic expectations and credit supply, June.

Delis, Manthos, Annalisa Ferrando, Klaas Mulier and Steven Ongena, 2025, The poor, the rich, and the credit channel of monetary policy, May 20, ECB WP 3058.

Degryse, Hans, Yalin Gündüz, Kuchulain O'Flynn and Steven Ongena, 2025, Identifying empty creditors with a shock and micro-data, February.

Addo, Kwabena A., Shams Pathan and Steven Ongena, 2025, Ego versus environment? How overconfident bank CEOs delay joining the green club that would have them as a member, SFI RP 25-20.

Gupta, Manish and Steven Ongena, 2025, Monetary conditions and community redistribution through mortgage markets, January, SFI RP 24-28.

Kolasa, Thea, Steven Ongena and Chris Humphrey, 2024, The resilience of MDB bonds to credit rating downgrades, November, SFI RP 24-100.

Kolasa, Thea, Steven Ongena and Chris Humphrey, 2024, Multilateral development bank bonds, November, SFI RP 24-87.

Gao, Mingze, Yunying Huang, Steven Ongena and Eliza Wu, 2023, Borrower technology similarity and bank loan contracting, September, SFI RP 23-84.

Abedifar Pejman, Hossein Doustali and Steven Ongena, 2023, Marketplace lending: A resilient alternative in the face of natural disasters?, September, SFI RP 23-78.

Bilan Andrada , Steven Ongena and Cosimo Pancaro, 2023, Bank private information in CDS markets, May, ECB WP 2818.

Forever Young

Jiménez Gabriel, Steven Ongena, José Luis Peydró and Jesús Saurina, 2017, Do demand or supply factors drive bank credit, in good and crisis times?, April.

Degryse Hans, Jose Liberti, Thomas Mosk and Steven Ongena, 2012, Is loan officer discretion advised when viewing soft information, April.