Each unit owner is responsible for their own homeowner's insurance.
The association carries insurance for the common elements.
Please call:
Whims Insurance Agency Inc.
322 Main St., Suite 200
P.O. Box 81847
Rochester, Michigan 48308
Phone: (248) 651-7321
Fax: (248) 651-3992
Ask for Silverbell Oaks Condominium Assoc. Inc., Policy
They will be happy to assist you.