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The relationship between a musician and his/her musical instruments cannot be defined or explained in worlds. The bond they share with each other is kind of eternal, and only a musical can understand it. Are you also a musician? Oh! You play the horn! Great. Have you bought Horn Insurance yet? If yes, then it is well and good. However, if not, it's time to rethink and get one as soon as possible.
Which type of horn do you play? It is a baritone horn, a French one, or a tenor? Regardless of which horn you own, having an instrument-specific insurance policy will ensure that your musical instrument is protected from possible threats. If you do not have an idea about musical instrument policies, here are some commonly asked questions about the same. Hopefully, these will help you understand the if and buts of not having your musical gear covered under a decent musical instrument policy. So, let’s read on!
How much should be your sum insured amount?
It is wise to insure your horn against an amount that would be the cost of replacing the gear. In case you do not know or forgot the cost of your instrument, you can always consult a professional. A music instrument repairer or a retailer can easily provide you with a written valuation for your gear. Also, it is a good idea to get your instrument valued regularly. The reason - it will ensure that your musical instruments are properly covered and not under covered.
Does an instrument insurance policy cover your accessories, including the reeds, stings, and respective cases?
Well yes! With a reputable insurance provider, you are most likely to get coverage for your accessories. However, make sure to confirm this with your insurance provider beforehand. Moreover, if you have expensive items on the list, it is highly recommended to mention all of those individually. In case of any doubt, make sure to clear it before taking out a policy. Otherwise, you might end up making the wrong choice.
Will your Horn Insurance cover your sheet music collections?
Although you are most likely to get coverage for sheet music with a good and customer-centric insurance service provider, it would be a good idea to confirm the same beforehand.
Will you need to produce the serial numbers of your musical gears?
Although you can do without these, it is highly recommended to confirm it with your service provider prior to buying a policy. Also, having the serial numbers in place is always a good idea, as these can help you speed up the process of claim settlement.
Will an insurance policy cover your gear in a foreign country?
If you are a touring artist, it is quite obvious for you to ask this question. Well yes! An all-encompassing Horn Insurance policy from the house of an experienced and reliable insurance company does offer worldwide coverage for your musical instruments. So, yes, you can add it to your policy and take a sigh of relief.
What if your musical instrument is kept unattended in a vehicle or your vanity van and it got stolen?
When you buy a musical instrument policy for your horn or any other musical instrument you may have, you also get to have unattended vehicle protection with your policy. So, you, your gears, and your finances are completely secured under a comprehensive musical instrument insurance policy.
Go grab your policy copy now!
After going through these frequently asked questions, probably, you have got an idea about musical instrument policies and now you will not keep your horn uninsured or under-insured under your home insurance plan.
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