Bassoon Insurance Vs. Home Insurance - Explained with Scenarios

Do you own musical instruments? Are you confused between specialized musical instrument insurance and home insurance? You have come to the right page. Read on to clear all your doubts!

Do you play the bassoon professionally?

A broken musical instrument can tear your heart into pieces. However, it should not necessarily break your profession, no matter what. And to ensure it, you should make sure to have enough strength to cope with the professional perils. Your home insurance is unlikely to cover the musical gears and accessories that you play for commercial interests. Some of the best ways to prevent professional tragedies such as a broken or stolen instrument are:

● Make sure to keep your gears with yourself and use a decent case(s) to store them properly when you are not using them.

● Try to avoid trip and fall accidents as much as possible by keeping your workspace or rehearsal studio clean and tidy.

● Choose a standalone Bassoon Insurance that will protect the gears you use professionally and provide you with rental instrument coverage during a claim settlement process.

A specialized musical instrument insurance plan will help you close the book of professional catastrophes most seamlessly and cost-effectively.

What if you accidentally damaged your Bassoon?

As far as accidents are concerned, first of all, you cannot foretell these disasters, and secondly, sometimes accidents do happen, no matter how careful or alert you are. Although you cannot stop an accident from happening, you can definitely handle the after-effects with better clarity and the right strategies for sure.

For example, what if you accidentally spilled coffee on your mixing desk? What if your bassoon fell from your lap and got damaged. Again, your home insurance will be of no good for you. So, what can you do now?

● It is crucial to be way more careful with what you are doing as well as your surroundings.

● Plus, keep your bassoon and other instruments at a proper place so that minor accidents do not lead you on the road to major financial setbacks.

● Buy an instrument-specific insurance plan and stay safe.

What if you are traveling with your bassoon and it got damaged while traveling?

Transport troubles, you know! Will your BassoonInsurance or home insurance come up as a savior? Well, your home insurance will probably not cover you if your gear is damaged during transportation. Here are a few important things to consider:

● Make sure to check with the TSA (Transportation Security Administration) and your airline service provider about their terms and conditions.

● If possible, try to keep your bassoon with you and make sure to pack it carefully so that the case does not open every now and then.

● Get an instrument-specific insurance policy that will cover your gears while in transit and also offer worldwide coverage.

What if you want to keep the undamaged part of your instrument with you?

Your broken musical instrument is also valuable. However, your home insurance service provider is more likely to keep the entire instrument, even the undamaged parts. However, you can prevent instrument tragedies by following the below tips:

● Make sure to keep your buying receipts.

● Make sure to get your musical instruments appraised every three years.

● Go for an insurance policy for musical instruments that allows you to keep the undamaged parts of your gears as a keepsake.

So, these are some of the most common scenarios in which a musical instrument insurance policy provides you with better coverage in comparison to your home insurance. Now that all your confusion is clear, find a reputable insurance company and insure your bassoon, right away!