Morgan Financial Solutions Ltd and its brokers give advice on Debt Consolidation, Home Loans, Personal Loans, Business and Rural Loans. We can also arrange the brokerage of lending products. Morgan Financial Solutions and its brokers do not give advice on Insurance products or Investment products and recommend that their clients review these requirements with a specialist advisor. On request we can refer our clients on to a specialist.
Services:
Lending Advice
Mortgages
Personal Loans
Commercial Loans
Rural Loans
Through our referral networks we also can offer:
Insurance Advice and Services
Investment Advice and Services
These services are provided by a different financial services provider who specialises in Insurance and Investment products.
Product Providers:
AIA, ANZ, ASB, ASAP Finance, Avanti Finance, Basecorp Finance, Bizcap, BNZ, CFML, Cressida Capital, DBR Property Financiers, Finbase, First Mortgage Trust, Funding Partners, General Finance, Heartland Bank (Reverse Mortgages), Liberty, Midlands Mortgage Trust, Pallas Capital, Pepper Money, Prospa, SBS, Southern Cross Partners, The Cooperative Bank, TSB, Unity
Your Costs/Fees:
On settlement of a mortgage or issuance of a risk insurance policy, I receive commission from the above product providers I deal with. The commission is generally of an upfront nature but may also include a small renewal or trail commission. I also do receive a fixed rate roll over fee from some providers if I assist in re fixing your loan.
A full schedule of all providers and their commission rates is available on request.
In the rare event that you may require me to act on your behalf in a transaction whereby I do not receive a commission from the above panel of providers or you request me to act on your behalf with a provider we do not hold an accreditation with I may charge a one off fee for this work to be completed. Any such fee would be agreed in advance and authorised by you in writing.
Complaint Process:
Is detailed in our disclosure document