MA Retirement

Click on MassachusettsTeachers' Retirement System to get to the MTRS home website.

If you have service that you wish to buy back you can request a copy of the form on line. This site does not have the capability at present of allowing you to fill in the form and send it to the Retirement Board on line.

The Retirement Process--use to estimate your benefits.


All those hired prior to April 2, 2012 are in a Tier 1 Membership. Those hired after that date are in Tier 2. Click to see how they differ:


https://mtrs.state.ma.us/wp-content/uploads/2021/07/Comparison_Membership-Tier-1-vs-2.pdf


Questions about health insurance if your community is a member of GIC, Group Insurance Commission (RMT) means you are a Retired Municipal Teacher under GIC. At this site you can also find out the rates, when it is open enrollment, health plan choices for those over 65,

If your health insurance is covered by your local community click here.

Medicare Information for the retired teacher.

If you are an active, inactive member or retiree of the MTRS all should have a beneficiary or their pension or pension contributions. Change of beneficiary form select here: mtrs.state.ma.us › change-my-beneficiaryChange my beneficiary - MTR

You will find answers about the services provided to the retired teacher by MTRB. Also employment and volunteer opportunities for retire.

Questions regarding taxes in retirement.

How to read your 1099-R tax form.

When am I eligible to retire?

Regulations for working after retirement.

Information on the Cost of Living Adjustment (COLA)

Your pension from the Massachusetts Teachers’ Retirement System is generally considered a marital asset and, whether you are actively in service or receiving a retirement allowance, it is subject to valuation and division in a divorce. Click here to learn how divorce can affect your benefits.

https://mtrs.state.ma.us/members/divorce-affect-benefits/

To find follow up material from the seminar click on Seminar Follow-up.

*Photo Credit for "Retire" Scrabble Letters Image above