Hi, welcome to my Webpage. My name is Ernesto Villanueva, and I am an economist at the DG Economics, Statistics and Research at Banco de España (BdE), the Central Bank of Spain. Since 2026, I am an adviser at the Department of Analysis of the Spanish Economy at BdE. Prior to that I was Research Coordinador (2025-2026) and Head of the Microeconomic Studies Division (2018-2025).
Between 2000 and 2005, I was an Assistant Professor at Universitat Pompeu Fabra. I hold a PhD in Economics at Northwestern University.
I work on the implementation of surveys on household finances (EFF) and on financial competences (ECF). I also conduct analysis on the financial situation of households and individuals. My research mainly focuses on the determinants of household saving and borrowing, on different forms of human capital and on the study of wage differentials.