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This is MBA dissertation project report on the study of trends and effectiveness of non-performing assets recovery measures. Non-performing Assets (NPA) are frightening the stability and sabotaging bank’s profitability through a loss of interest income, write-off of the principal loan amount itself. The financial reforms helped majorly to clean NPA in the Indian banking industry. The earning capacity and profitability of the bank are highly affected due to this NPA. You can also Subscribe to FINAL YEAR PROJECT'S by Email for more such projects and seminar.
Non Performing assets means the debt which is given by the bank is unable to recover it is called NPA. Non-Performing Asset (NPA) is a result of Asset-Liability Mismatch. A NPA account in the books of accounts is an asset as it indicates the amount receivable from the Defaulters. It means if any bank gives loan to the customer if the interest for that loan is not paid by the customer till 90 days then that account is called as NPA account.
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