Healthlink's Employer-Specific Discount Health Network

Affordable Healthcare Access — Built Around the Providers Your Workforce Already Uses

For many employers, offering health insurance does not mean every employee is enrolled in—or has access to—the employer-sponsored plan.

Some employees remain outside the employer-sponsored health plan because they are not eligible under its terms. Others may be eligible but decline coverage because of cost or other circumstances.

Healthlink offers an additional healthcare-access option: An Employer-Specific Discount Health Network designed around the workforce and the providers already important to that population.

The goal is straightforward: provide employees and their families outside the employer-sponsored health plan with more affordable access to physicians, hospitals, and other participating providers.

Who Is the Program Designed For?

The Healthlink Employer-Specific Discount Health Network is designed for employees outside the employer-sponsored health plan, including:

Part-time, seasonal, variable-hour, or other employees who are not eligible under the employer's insured plan.
Employees who are eligible but decline or waive coverage because of cost or other circumstances and remain uninsured or underinsured.
Family members of these employees who may also need a more affordable way to access healthcare.

Does the Program Change an Employer's Obligation to Offer Health Insurance?

No. Federal and state requirements govern which employees must be offered health insurance. The Healthlink program does not change or replace those requirements. It provides an additional affordable healthcare-access option for employees who remain outside the employer-sponsored plan—not a substitute for coverage the employer is legally required to offer.

"Instead of asking employees to adapt to the network, we build the network around the employees"

How the Healthlink Model Works

Traditional discount networks are generally developed first and offered to populations later. Healthlink reverses that process by building each network around the employer’s workforce and the providers already important to it.

Assess the Workforce: Working with the employer, Healthlink evaluates the size, location, and healthcare-access needs of employees outside the employer-sponsored health plan while analyzing available claims, utilization, provider, and geographic data.
Prioritize and Contract: Healthlink identifies the hospitals, physician groups, specialists, urgent care centers, laboratories, and other providers important to the workforce—and negotiates discounted fee arrangements with many of those providers.
Provide Access: The negotiated rates are made available to employees outside the employer-sponsored health plan and their families through a direct discount program customized for the employer’s workforce and communities.

Why "Employer-Specific" Matters

Existing provider relationships help determine the network we build

Benefits for Employers

A customized healthcare-access option for employees outside the employer-sponsored health plan.
No assumption of health-insurance risk.
Supports employee satisfaction and retention.

Benefits for Employees

An affordable healthcare-access option for employees outside the employer-sponsored health plan.
Negotiated discounted rates from participating healthcare providers.
More predictable costs for many routine healthcare services.

"Preserve established care relationships"

Continuity of Care — Even When Coverage Changes

An employee’s benefit status can change. Their healthcare relationships shouldn’t have to.

An employee outside the employer-sponsored health plan may begin in the Healthlink discount program and later become eligible for—or choose to enroll in—the employer's insured plan following a promotion, change in employment status, open enrollment, or another life event.

Because the Healthlink network is developed around providers already important to the employer’s workforce, employees may be able to change programs without changing doctors or hospitals.

That continuity can promote employee retention by preserving established care relationships, reducing disruption for employees and their families, and strengthening the overall value of the employer’s healthcare benefits.

"Different from a traditional discount program"

A Different Proposition for Healthcare Providers

Healthlink approaches providers with a focused opportunity - a recognized employer population supported by information about where employees already receive care.

Physicians can gain access to that population through direct, timely payment at negotiated rates - with less claims administration, fewer payment delays, and more predictable cash flow.
Hospitals and Health Systems can strengthen relationships with a known workforce, preserve existing patients, accept new ones, and explore practical payment and access arrangements suited to higher-cost services.

Unique solutions to complex challenges using broad and diverse industry experience

Built on Healthcare Experience

Developing an employer-specific healthcare network requires more than assembling a provider directory.

It requires broad and diverse industry experience in healthcare utilization, provider contracting, program design, and healthcare administration.

Healthlink’s leadership brings decades of experience across these disciplines and a practical understanding of the relationships among all stakeholders: the payers, providers, distributors, and end users of health care products and services.

"Another way to address an important workforce need"

An Access Program — Not Health Insurance

Healthlink's Employer-Specific Discount Networks are not health insurance and are not intended to replace comprehensive medical insurance.

Thay are healthcare-access programs designed to give enrolled members and their families access to negotiated discounted rates from participating healthcare providers.

For employers whose workforce includes employees outside their traditional sponsored health plan, Healthlinnk provides a practical and affordable way to address an important healthcare-access need.

Optional Catastrophic or High-Deductible Coverage

Healthlink's Discount Access Model may be paired with optional catastrophic or high-deductible coverage strategies designed to help address large unexpected hospital or major medical costs, while the Healthlink discount program focuses on improving affordability for everyday ambulatory and routine healthcare services.

"Every employer population is different"

Start With Your Workforce

Every employer population is different. That’s why every Healthlink Employer-Specific Discount Health Network begins in the same place:

Your employees.
The healthcare providers they use.
The communities where they live and work.

From there, Healthlink can determine whether an employer-specific network represents a practical opportunity to improve healthcare access and affordability.

Let’s Explore the Opportunity

Talk with Healthlink about employees outside your employer-sponsored health plan and the potential for an Employer-Specific Discount Health Network.

Contact Healthlink

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