The need is larger than many employers realize. KFF’s 2025 Employer Health Benefits Survey found that even at firms offering health benefits, only 61% of workers were covered through their own employer’s plan—leaving 39% outside it. Coverage fell to 43% at firms with a relatively large share of lower-wage workers and just 34% in retail.
Some employees have coverage elsewhere—most commonly through a spouse’s employer-sponsored plan. Others are part-time, seasonal, or otherwise ineligible—or decline coverage because of cost and remain uninsured or underinsured. Those employees represent the healthcare-access gap Healthlink's Employer-Specific Discount Health Networks are designed to address.
Healthlink applies decades of healthcare experience and available utilization data from the employer’s insured population to build customized discount networks around providers already important to the workforce—expanding affordable healthcare access for employees and families outside the employer-sponsored health plan.
Source: KFF, 2025 Employer Health Benefits Survey.
"Instead of asking employees to adapt to a generic network, we build the network around the employees"