Research

Working Papers

Imagine your Life at 25: Gender Conformity and Later-Life Outcomes  (with Sreevidya Ayyar, Uta Bolt, and Eric French)

Who Benefits from Retirement Saving Incentives in the U.S.? Evidence on Racial Gaps in Retirement Wealth Accumulation, (with Taha Choukhmane, Jorge Colmenares, Jonathan Rothbaum, and Lawrence Schmidt)  

Intergenerational Altruism and Transfers of Time and Money: A Life Cycle Perspective (with Uta Bolt, Eric French and Jamie Hentall Maccuish) 

Efficiency in Household Decision Making: Evidence from the Retirement Savings of US Couples (with Taha Choukhmane and Lucas Goodman)  (Revise & Resubmit at American Economic Review, Resubmitted) 

Labor Supply and the Pension Contribution-Benefit Link (with Eric French, Attila Lindner and Tom Zawisza)  (Revise & Resubmit at Review of Economic Studies)

The Intergenerational  Elasticity of Earnings: Exploring the Mechanisms (w/ Uta Bolt, Eric French, Jamie MacCuish) (Revise & Resubmit at Journal of Political Economy, Resubmitted)

Recursive Preferences, the Value of Life and Household Finance, (w/ Antoine Bommier, Daniel Harenberg, Francois LeGrand) (Revise & Resubmit at Management Science (2nd round))

Insurance, Efficiency and the Design of Public Pensions 

Publications

Survival Pessimism and the Demand for Annuities. Review of Economics and Statistics, March 2023 (with David Sturrock)

Expectations Data in Structural Microeconomic Models   Handbook of Economic Expectations, November 2022, (with Gizem Kosar)

Household Portfolios and Financial Preparedness for Retirement Quantitative Economics 11(2): 637-670 , May 2020, (with Rowena Crawford)

Why are some households who report the lowest incomes well offEconomic Journal 127: F24-F49, October 2017, (with Mike Brewer and Ben Etheridge).

Do the rich save more? Evidence from linked survey and administrative dataOxford Economic Papers, 69(4):1101-1119, October 2017, (with Antoine Bozio, Carl Emmerson and Gemma Tetlow)

Heterogeneity in time preference among older households. A Puzzle?, Journal of Population Economics, 30(2):647-680, February 2017, (with Antoine Bozio and Guy Laroque).

Cash by any other name? Evidence on labelling from the UK Winter Fuel Payment - Journal of Public Economics, vol 118, October 2014, (with Tim Beatty, Laura Blow and Thomas F. Crossley).    This paper was awarded the Atkinson Award for the best paper published in the Journal of Public Economics in the time window 2014-16

Household consumption through recent recessions. Fiscal Studies, vol 34(2), pages 203-229, June 2013. (with Thomas F. Crossley and Hamish Low)

Cognitive Function, Numeracy and Retirement Saving Trajectories, Economic Journal, 120: F381-F410, November 2010. (with James Banks and Zoë Oldfield)

Articles in conference volumes 

Household wealth data and public policy Fiscal Studies March 2016. (with Thomas F. Crossley)

Household wealth in Great Britain - Distribution, Composition and Changes 2006-2012, Fiscal Studies, March 2016, (with Rowena Crawford and Dave Innes)

The stimulus effect of the 2008 UK temporary VAT cut. Proceedings of the 102nd Annual Conference on Taxation, National Tax Association. (2010) With Janjala Chirakijja, Thomas F. Crossley and Melanie Lührmann.