Welcome to the personal website of Dr. Christoph Basten, FRM.
I am an economist trained at Oxford, Pompeu Fabra, Harvard, and the European University Institute. My professional experience spans both policy and academia. In policy, I have worked on bank risk management at the Swiss Banking Supervision (FINMA), contributed to the preparation of monetary policy at the European Central Bank, and am contributing to international financial regulation at FINMA. In academia, I have held research and teaching positions at ETH Zurich and (as non-tenure-track Assistant Professor) at the University of Zurich, where I am currently a Visiting Fellow.
My recent research focuses on interactions across products within bank–client relationships, which I conceptualize as cross-selling in financial services. In Basten and Juelsrud (RFS 2026), we document the quantitative importance of cross-selling and its implications for product pricing, bank profitability, and household welfare. Building on this, Basten and Juelsrud (JFE forthc.) show how such linkages shape monetary policy transmission. Basten, Cucic, and Schepens (2026) examine how transmission depends on whether depositors also hold securities (stocks, bonds, or funds) with their bank, while Acharya, Basten, Juelsrud, and Liaudinskas analyze the implications of cross-selling for bank liquidity risk.
More generally, my recent areas of research include banking and its regulation, monetary policy, household and corporate finance. Earlier, I have also worked on questions in labor economics, public finance, and industrial organization.
For further information, please see my LinkedIn, Google Scholar, ORCID, or SSRN profiles. To get in touch, you can email me at cc.basten@gmail.com
Recent News:
October 2026: My work on Monetary Policy Transmission through Cross-Selling Banks with Ragnar Juelsrud, is now forthcoming in the Journal of Financial Economics. The hyperlink to the final version will follow soon.
June 2026: My work on Cross-Selling in Bank-Household Relationships with Ragnar Juelsrud is now printed in the Review of Financial Studies.
May 2025: Check out program and live stream of the Swiss Financial Intermediation Conference we are organizing in Gerzensee this month!
February 2026: My work on Market-Priced Savings with Dominic Cucic and Glenn Schepens is now available here. It shows that you can expect to earn higher interest on your deposits if you also invest in stocks, bonds or investment funds. Check out the paper or one of the forthcoming presentations (see "Research" section for opportunities).
June 2025: Research with Merike Kukk and Jan Toczynski on "How Personal Inflation Exposure Shapes Households’ Financial Choices", has been accepted by the Journal of Monetary Economics. It shows individuals to adjust consumption and saving to personal beyond headline inflation.