Any comments, reviews, critiques, or objections are invited and should be sent to the author by e-mail.
David Trone’s loss to Angela Alsobrooks proves money can’t buy love — or elections with Sam Kay
Baltimore Sun Editorial, May 21, 2024.
Long-lived employment effects of delays in emergency financing for small businesses with Cynthia Doniger
Journal of Monetary Economics, November 2023.
The Impact of Credit Risk Mispricing on Mortgage Lending during the Subprime Boom with James Kahn
Journal of Money, Credit, and Banking, October 2023.
The Covid-19 shock and consumer credit: Evidence from credit card data with Akos Horvath and Carlo Wix
Journal of Banking & Finance, July 2023.
Unlocking Ancient Texts with New Tools: a Data-Centered Study of the Mishnah with Daniel Kazhdan
Jewish Studies Internet Journal, 2022.
The real consequences of bank mortgage lending standards with Cindy Vojtech and John Driscoll
Journal of Financial Intermediation, October 2020.
Safe assets as commodity money with Maya Eden
Journal of Money, Credit, and Banking, October 2018.
Implications of central banks’ negative policy rates on financial stability
Journal of Financial Economic Policy May 2018.
Competition and complementarities in retail banking: Evidence from debit card interchange regulation with Cindy Vojtech and Mark Manuszak
Journal of Financial Intermediation, April 2018. As mentioned in the WSJ (May 2017).
Corporate Governance Responses to Director Rule Changes with Cindy Vojtech
Journal of Leadership, Accountability and Ethics March 2016. Harvard law school forum on corporate governance (Nov 2015) paper summary .
Essays on frictions in financial macroeconomics
UCSD PhD dissertation (May 2012).
An Algorithmic Approach to Legislative Districting
The Sloping Halls Review (July 2020).
Partisan Bias in Professional Macroeconomic Forecasts with Jane Ryngaert, Aeimit Lakdawala, and Michael Futch.
Long Lived Employment Effects of Delays in Emergency Financing for Small Businesses with Cynthia Doniger
SSRN, FEDS (#3 Jan 2021 as Ten Days Late and Billions of Dollars Short: The Employment Effects of Delays in Paycheck Protection Program Financing). R&R at the Journal of Monetary Economics.
The Impact of Credit Risk Mispricing on Mortgage Lending During the Subprime Boom with James Kahn
SSRN, FEDS (#46 Jul 2019), and BIS (#875 Aug 2020) working paper. R&R at the Journal of Money, Credit, and Banking.
The COVID-19 Shock and Consumer Credit: Evidence from Credit Card Data with Akos Horvath and Carlo Wix
SSRN (May 2020) and CEPR COVID Economics (#36 July 2020) working paper. Vox Eu (Aug 2020) paper summary. R&R at the Journal of Banking and Finance.
CDC Guidance Dramatically Under-Represents Classroom Student Capacity Under 6' Social Distancing SSRN (March 2021) working paper.
The Effects of Housing Adjustment Costs on Consumption Dynamics
OFR Staff Discussion Paper (July 2015).
The Varieties of Great Moderation Experience with Thomas Daula
SSRN (July 2013) working paper.
The Market-Implied Probability of Government Support for Distressed European Banks with Richard Neuberg, Paul Glasserman and Sriram Rajan
OFR Working Paper (Oct 2016), Columbia Business School Research Paper (#73 Oct 2019) SSRN (Dec 2019)
Do Information Releases Diminish Equity Bid-Offer Spreads
SSRN (Sept 2009) working paper.
Working paper on mortgage lending capacity constraints
Working paper on banking, consumer welfare, and cyber incidents
Working paper on Surfside collapse and on condominium prices
Working paper on the evolution of bank funding structures
Working paper on the health of the US Treasury bond markets in March 2020