Retirement Planning Services — Navigate Your Path to Financial Peace

At The Income Co-Pilot, we understand that every retirement journey is unique. Whether your retirement is just around the corner or still years away, we’re here to help you navigate your individual retirement needs and build a plan for long-term financial success.

Start Navigating Your Retirement Today — It’s Never Too Early or Too Late

Maximizing your retirement income starts with understanding where your money will come from. This includes Social Security benefits, employer-sponsored retirement accounts like 401(k)s or 403(b)s, and any pensions you may have earned. Knowing the rules and options for each income source is key to making confident decisions.

What You Need to Know About Retirement Income Sources

When you retire, you’ll begin to draw income from one or more sources:

• Defined benefit pensions
  
  

• Defined contribution plans such as 401(k) or 403(b) accounts
  
  

• Social Security benefits
  
  

Each income source has different payout options, tax implications, and timing considerations. We help you navigate these choices so you can make the best decisions for your personal financial situation.

Planning Beyond Income: Protecting Your Family and Your Legacy

Retirement planning isn’t just about income — it’s about security. You may have questions about:

• How your spouse and family will manage financially if you become disabled or pass away
  
  

• How to protect your assets and ensure your estate is handled according to your wishes
  
  

We guide you through these important considerations to create a comprehensive plan that protects your loved ones and your legacy.

Why Work With The Income Co-Pilot?

David Brito brings 25+ years of experience helping people navigate the complex retirement planning landscape. As your trusted Co-Pilot, he cuts through the noise to give you clear, practical guidance on:

• Retirement income strategies
  
  

• Social Security optimization
  
  

• Pension and 401(k)/403(b) rollover options
  
  

• Annuities and life insurance for income protection
  
  

• Long-term estate and disability planning
  
  

Ready to Navigate Your Retirement Journey?

Let’s chart a course to your financial peace of mind.

📅 Schedule a free consultation with David today and take the first step toward confident retirement planning.