Life Insurance — Protect What Matters Most

Life insurance is more than just a policy, it’s a promise to protect your family’s financial future when you’re no longer there to provide. At The Income Co-Pilot, we help you find the right life insurance solutions that give you peace of mind and flexibility for life’s unexpected moments.

What Is Life Insurance?

A life insurance policy is a contract between you and an insurance company. In exchange for periodic premium payments, the insurer agrees to pay a death benefit to your loved ones upon your passing. This benefit can help your family maintain their lifestyle, cover expenses, and provide financial security.

Some policies also include features that allow you to access a portion of your death benefit early if you face qualifying medical conditions, such as critical illness or long-term care needs.

Why Consider Life Insurance?

• Protect your family’s lifestyle: Ensure your spouse, children, or dependents are financially secure.
  
  

• Fund education or retirement: Use cash value accumulation to help with future expenses.
  
  

• Prepare for unexpected events: Access funds for critical illness, nursing home care, or other emergencies.
  
  

• Flexible financial tool: Certain policies build cash value that can supplement your income or be borrowed against.
  
  

How Much Life Insurance Do You Need?

When choosing life insurance, it’s important to decide:

• How much coverage you need
  
  

• How long you need coverage (term length or permanent protection)
  
  

• What fits comfortably within your budget
  
  

As your Income Co-Pilot, I’ll guide you through these decisions, ensuring your policy fits your unique goals and protects what matters most.

Types of Life Insurance We Offer

• Term Life Insurance: Affordable coverage for a specific time period — ideal for protecting income during your working years.
  
  

• Permanent Life Insurance: Provides lifelong protection plus a cash value component that grows over time.
  
  

• Universal and Indexed Universal Life: Flexible policies that combine protection with potential cash value growth linked to market indexes.
  
  

Ready to Protect Your Family’s Future?

Let David Brito, your Income Co-Pilot, help you navigate life insurance options with clarity and care.

📅 Schedule your free consultation today and take the first step toward lasting financial security.