Student Insurance Policy Statement

Students must maintain active health insurance coverage while in attendance at the University. Students not covered by other health insurance plans are required to purchase the RFU Student Health Insurance Plan (SHIP) each academic year. Students who have other insurance coverage may apply for a waiver to opt out of the SHIP.

Any student requesting to opt out of the SHIP must provide proof of active enrollment in an insurance plan that meets Accreditation and RFU policy requirements. If a student’s insurance coverage cannot be verified, does not meet the requirements, or the student does not complete the waiver application to opt out of the SHIP, he or she will automatically be enrolled in SHIP and responsible for payment of the premium. The waiver application is available online during the scheduled waiver periods and must be submitted by the stated deadline.

Approved waivers are effective for the current academic year. A new waiver application must be submitted by the appropriate deadline each academic year, even if coverage has not changed. It is the student’s responsibility to notify the Insurance Coordinator immediately of any changes in health insurance coverage during the academic year. If personal health insurance coverage is terminated, students must show proof of other health insurance coverage or enroll in the SHIP.

The University regularly audits students to ensure active health insurance coverage throughout the academic year. If coverage cannot be verified, you will be enrolled in the SHIP and responsible for payment of the premium.

Students are informed of the waiver periods, deadlines, waiver status, and any billing through their RFU email account.