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10 ways to Save Money During Summer

Don't let summer fun drain your wallet! This quick guide offers smart, practical tips to help you stay financially healthy -- so you can enjoy the season without breaking the bank.

Federal Student Loan Rates Soften for 2025-26, Making Borrowing Slightly More Affordable

Federal student loan rates are dropping slightly for 2025-26: Grad unsubsidized loans fall to 7.94%, PLUS to 8.94%. New rates apply to loans issued after July 1. Savings are small, but every dollar counts -- maximize federal aid first.

Repayment: Definition and How It Works With Different Loans

Struggling with med school loans or planning ahead? Learn the essentials of loan repayment, strategies to manage debt, and how to avoid financial pitfalls -- crucial knowledge for every future physician.

How Federal Student Loan Interest Rates Are Set

Federal student loans offer fixed rates, flexible repayment, and potential forgiveness—making college more accessible. Learn how interest rates are set, why they matter, and smart ways to manage loan costs before and after graduation.

The Surprising Effect Your Childhood Has On Your Money Mindset

Your relationship with money may play a huge role in how you handle financial decisions. Many factors affect your financial decisions, but you might be surprised by how much your childhood experiences still influence you today.

Income-Driven Repayment Applications Shut Down, Student Loan Borrowers Left In the Dark

The shutdown affects many borrowers, including recent grads and those with upcoming IDR recertification deadlines. Here's what to do now.

Current Student Loan Interest Rates and How They Work

The federal student loan interest rate for undergraduates in 2024-25 is 6.53%.

What is a Credit Score and Why Is It Important?

Credit scores have become an integral part of our financial lives. It pays to keep track of yours and understand how your actions affect the numbers. You can build, defend and take advantage of great credit regardless of your age or income.

6 tips to avoid Holiday Scams and protect your Identity

There's a heightened risk of falling victim to fraud during the holiday season, especially as you work your way down your shopping list amid the frenzy of the season. The precautions below can help you finish your shopping and enjoy the holidays.

Cybersecurity Awareness Month October 2023

Cyber attacks are a familiar part of today’s digital world. Such as phishing, spyware, and password cracking. Below are a few ways to protect your important data…and yourself.

Could Psychology be controlling your grocery bill?

Grocery stores work on ways to increase the amount you spend. Read six ways to protect yourself from buyer's remorse.

Cost of Financial Illiteracy

According to a 2022 survey put out by the National Financial Educators Council, over 76% of people said their lack of financial knowledge cost them a “significant” amount of money, some indicating a loss of over $10,000.

External Scholarships

What is meant by external scholarships? An external scholarship is a form of financial aid that is awarded to students to further their education. Scholarships are typically open for a two to three-month period.

How to spot and avoid scholarship scams: Part 2 of 2

There’s no denying that education is expensive. 57 percent of US students graduated with student debt in 2018, with an average debt per graduate of $16,649. Thankfully, for some lucky students, scholarships are available to help offset the costs.

How to spot and avoid scholarship scams: Part 1 of 2

In this post, we reveal the types of scholarship scams you may come across and the steps you can take to avoid being duped.

Understanding Identify Theft: Part 2 of 2

Identity theft can make it hard for you to get credit, a job, a place to live, or utilities. But you can reduce your risk of being hurt by identity theft. Stop! Think! Act!

Understanding Identify Theft: Part 1 of 2

The number of identity theft cases reported to the Federal Trade Commission (FTC) has increased significantly within the last five years. This week and next we will be providing you with basic information on how to avoid falling victim to ID theft.

Why You Should Pay on Your Credit Card Balance Weekly

Paying your credit cards on time to avoid late fees and interest is a no-brainer. Here’s what to consider when deciding whether paying off your card weekly might be the right move for you.

How to Avoid Credit Card Overspending

Overspending with your credit card is so easy. You walk into the store, fully intending to get just one thing, and before you know it, you've spent 10 times what you planned.

5 Skills to Learn to Help You Save Money

Saving money doesn't happen by accident. Rather, it takes effort, practice, and the mastery of some money-saving skills to help you get there.

How to Stop Eating Out and Slash Your Food Bill

Eating out is easy, and it usually tastes delicious, but it’s expensive. Food takes up a large chunk of most people’s monthly budget, so breaking fast food and restaurant habits are some of the easiest ways to cut your overall spending.

Interest Rates for 2020-2021 Academic Year

Interest Rates for Federal Student Loans disbursed after July 1, 2020, and before July 1, 2021

Credit Card Minimum Calculation

If you pay attention to your credit card billing statement each month, you've probably noticed that your minimum payment—the amount you must pay to avoid being penalized—can change from one month to the next.

How Student Loan Interest Works

Understand the true cost of borrowing

Did Your Stimulus Check Arrive? Check Your Bank Account

Has your stimulus check arrived? Here's what you need to know.

Coronavirus Aid, Relief, and Economic Security Act (Cares Act) Resources - Student Loans and Stimulus Checks

Provided are some great articles that can help you maneuver your student loan and your stimulus check questions. Check them out!

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911 Financial Emergencies that Most Americas Cannot Afford Understanding Your Money Personality Student Loan Repayment Options

Shopping Smart (and Not Wasting Money) During the Coronavirus Pandemic

If you’re anything like me, that first trip to the grocery store after the coronavirus pandemic began to ramp up was full of…let’s call them sub-optimal choices.

4 Ways To Use Social Isolation To Your Financial Advantage

As we all adjust to the new normal of social distancing and voluntary quarantine, our relationship with money will be challenged.

The Impact Of Student Loan Debt On Millennial Happiness

There are many kinds of freedom, but very few of them are possible to achieve without financial dignity.

The 10 States With the Lowest Cost of Living

Cost of living refers to the amount of money necessary to maintain a certain standard of living and includes essential expenses such as housing, utilities, food, clothing, health care, and taxes.

Confused About Tax Deductions? Here's A Simple Guide To How They Work.

Don't miss out on money in April.

How Long You Should Keep Tax Returns

It can be oh-so-tempting to throw out clutter and paper that you don't really need anymore, but there's no way around it—tax returns and related documents are important to keep.

Ultimate Guide to Reducing Your Cellphone Bill

What if I told you there were several ease and pain-free fixes you could use to save you money on your cellphone bill without having to change the way you use your phone?

5 Things I Do To Stay Sane While Paying off Massive Debt

Paying off debt isn’t easy. It requires hard work, discipline, and sacrifice. There have been many times when I’ve felt frustrated and impatient during this process. while paying off debt, I make sure to do these five things.

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