Health Insurance Details

All, full-time registered RFU students are eligible to participate in our benefits outlined below. You can enroll the following family members in the medical plan:

• Your spouse (the person who you are legally married to under state law, including same-sex spouse)

• Your domestic partner

• Your children (including your domestic partner's children)

  • Under age 26 are eligible to enroll in the medical coverage.

  • Over age 26 ONLY if they are incapacitated due to a disability and primarily dependent on your for support

  • Named in a Qualified Medical Child Support Order (QMCSO) as defined by federal law

Family members who are not eligible for coverage include (but are not limited to):

• Parents, grandparents, and siblings

• Any individual who is covered as a student of RFU cannot also be covered as a dependent

• Part-time or online students

Enrollment Periods

Students without health insurance are required to enroll in the student health insurance plan (SHIP). The enrollment application is available online during the scheduled enrollment periods. Students who do not have an enrollment or waiver application on file will be automatically enrolled in the SHIP on a mandatory basis. ​

Qualifying Events

Students are eligible to enroll in the Student Health Insurance plan within 31 days of a qualifying life event.  Life events include but are not limited to:

• Birth or adoptions of a baby or child

• Loss of other healthcare coverage

• Eligibility​ for new healthcare coverage

• Marriage or divorce 

For any of these circumstances students can complete the Enrollment by Qualifying Event Form​.

Students who age off their parents Health Insurance plan due to turning 26 are also eligible to enroll.  Students can enroll in the 31 days following the loss of coverage.  To enroll students can contact Student Insurance.

Adding Spouses and Dependents

Complete the Dependent Enrollment Form, which can be found on the Student Insurance Insite page. Follow the directions from the form to know how to pay and where to send the form.

Cost of Coverage

Costs associated with health insurance coverage can be found on the Student Insurance Services website.

Medical Insurance Plan Details

Plan details can be found in the Student Health Insurance Plan Book.

Prescription Drug Details

Prescription drug details can be found in the Student Health Insurance Plan Book.

Insurance Perks

Blue Access for Members

Blue Care Connection provides personalized attention, support, online resources and health advocacy to help you optimize your health benefits and manage your medical conditions through the following:

• Health Risk Assessment: Complete the confidential Health Risk Assessment on Blue Access for Members and receive a personal report that helps you understand your current health status and risks.

• Fitness Program: Take advantage of a discounted gym membership to a nationwide network of fitness centers

• 24/7 Nurseline: Around-the-clock, toll-free access to registered nurses for health information.

• Lifestyle Management Programs: Tools and information that may help you lose weight, quit smoking or reduce your risk for developing heart disease, stroke or diabetes.

• Utilization Management: You and your doctor can obtain information about your benefits and easily navigate the health care system to help you make the most of your benefit for covered services.

• Health Education and Support: There are tutorials on more than 170 health topics available online or by mobile device.

• Special Beginnings: Maternity program offering expectant mothers ongoing support and education from prenatal to postpartum care, including convenient online mobile tools and educational materials

• Behavioral Health: Licensed behavioral health professionals help you access services and offer support with co-existing medical conditions and disorders such as anxiety, depression, etc.

Medical Blue 365 Discounts

Blue365 is an online destination on health and wellness products and services. You can access discounts on:

• Health club memberships

• Athletic apparel

• Footwear (Reebok, SKECHERS)

• Weight loss programs (Jenny Craig, Seattle Sutton’s, Nutrisystem)

• Vision products and services (EyeMed Vision Care and Davis Vision)

• Dental Solutions

MD Live Virtual Visits

MDLIVE provides access to a board-certified doctor 24/7 to treat:

• Allergies

• Asthma

• Joint aches

• Sinus infection

• Cold/flu

• Ear infections

• Pink eye

• Online counseling

• Stress management

• Child behavior/learning issues

MyStrength Behavioral Health App

myStrength offers depth and breadth to build resiliency, manage stress, improve mood, sleep better or simply find daily inspiration. Our platform empowers users with individualized pathways incorporating multiple programs to help manage and overcome co-occurring challenges. Research shows that myStrength is 83% as effective as therapy.